Charlotte County property record for 24 Callao St, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,247 sqft · built 2005 |
| Lot Size | 0.584 acres (25,422 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $356,000 (Feb 2021) |
| Tax Bill | $6,440 (2025) |
| Deeds & Mortgages | Feb 2021 Sale Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 402305129003 |
| Primary APN | 402305129003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,247 sqft Living Area |
| Gross Area | 4,358 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,422 sqft (0.584 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 276 sqft |
| Porch | Slab |
| Porch Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952621030800 |
|---|---|
| Street Address | 24 CALLAO ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-4258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC20 BLK596 LT 8 866/1635 2105/791 2385/280 CD2621/145 2804/111 2897/1013 4712/781 3465518 PGI 020 0596 0007 PUNTA GORDA ISLES SEC20 BLK596 LT7 780/914 TD1418/262 3315/1236 DC4602/990-GEH 4628/13 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 05 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 596 |
| Legal Lot Number | 8 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20103 |
Source: Charlotte County records · APN 402305129003
Assessment roll updated November 19, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 24 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Feb 19, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 26, 2018 | Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2021 · Amount on Record |
| Deed Sale | Feb 19, 2021 · Amount on Record |
| Prior Sale | Sep 13, 2005 · Amount on Record |
| Deed Document Number | 20212906350 |
| Deed Book / Page | 4712 / 781 |
| Last Transfer Date | Oct 24, 2024 |
| Transfer Doc | 0003465518 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 19, 2021 |
| Property Address | 24 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Document Number | 0047120781 |
| Book / Page | 4712 / 781 |
| Map Reference | MB 11 PG 2 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2906350 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,492.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 CALLAO ST, 24, PORT CHARLOTTE, FL 33983-4258 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 24 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 24 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042850683 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 4285/0683 |
| Instrument | 2589591 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.8% |
| Type Change Date | Mar 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.8% |
| Index | 1-Year LIBOR |
| Max Rate | 8.8% |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,440.00 (-15.83%) | $466,960 (+15.74%) | $544,266 (+4.96%) Land $79,050 Building $465,216 |
| 2024 | $7,651.00 (+15.61%) | ||
| 2023 | $6,618.00 (+4.86%) Homeowner's exemption | $403,447 (+3%) | $518,570 (+15.02%) Land $38,000 Building $480,570 |
| 2022 | $6,311.00 Homeowner's exemption | $391,696 | $450,864 Land $27,200 Building $423,664 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 6 (1995–2022) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Lumen Technologies, Ripple Fiber, Verizon.
Based on FCC filings for 178 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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