Charlotte County property record for 42 Callao St, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 2020 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jul 2020) |
| Tax Bill | $903 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402305129005 |
| Primary APN | 402305129005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 2,077 sqft |
| 1st Floor Area | 1,392 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952621031004 |
|---|---|
| Street Address | 42 CALLAO ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-4258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC20 BLK596 LT 10 837/1662 1005/1573 DC1307/187-TB 3583/1574 4400/505 4487/1607 4600/167 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 05 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 596 |
| Legal Lot Number | 10 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20103 |
Source: Charlotte County records · APN 402305129005
Assessment roll updated November 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC |
| Mar 11, 2021 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 13, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 27, 2019 | Warranty Deed, Transfer LANDSEL TITLE, LANDSEL TITLE AGENCY INC |
| Jan 24, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 13, 2020 · Amount on Record |
| Deed Sale | Jul 13, 2020 · Amount on Record |
| Prior Sale | Sep 27, 2019 · Amount on Record |
| Deed Document Number | 20202829524 |
| Deed Book / Page | 4600 / 167 |
| Prior Transfer Date | Jan 11, 2019 |
| Prior Transfer Doc | 0044000505 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 42 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 42 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Document Number | 0049630629 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 4963/629 |
| Instrument | 3086557 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 42 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0047242105 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 4724/2105 |
| Instrument | 2915211 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 13, 2020 |
| Property Address | 42 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Document Number | 0046000167 |
| Book / Page | 4600 / 167 |
| Map Reference | MB 11 PG 2-A-2-Z-42 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 2829524 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | LANDSEL TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6350 TECHSTER BLVD STE 1, 6350, FORT MYERS, FL 33966-4705 |
| Name | Verified Name |
|---|---|
| Address | 42 CALLAO ST, PT CHARLOTTE, FL 33983-4258 |
| Document Number | 0004600169 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 4600/169 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 27, 2019 |
| Property Address | 42 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Document Number | 0044871607 |
| Book / Page | 004487 / 001607 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 2747322 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2019 |
| Title Company | LANDSEL TITLE, LANDSEL TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11000 METRO PKWY #9 FORT MYERS FL 339661210, 9, FORT MYERS, FL 33966-1210 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 24, 2019 |
| Property Address | 42 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Document Number | 0044000505 |
| Book / Page | 004400 / 000505 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 2678871 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 MANORPARK CT, |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Veteran's exemption | $235,438 (+21.61%) Land $38,250 Building $197,188 | $235,438 (-13.92%) Land $38,250 Building $197,188 |
| 2024 | $903.00 (-80.13%) | ||
| 2023 | $4,544.00 (+20.82%) | $193,601 (-9.93%) | $273,500 (+27.24%) Land $38,000 Building $235,500 |
| 2022 | $3,761.00 | $214,944 Land $27,200 Building $187,744 | $214,944 Land $27,200 Building $187,744 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 6 (1995–2022) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Lumen Technologies, Ripple Fiber, Verizon.
Based on FCC filings for 178 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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