Charlotte County property record for 17 Callao St, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,029 sqft · built 2006 |
| Lot Size | 0.307 acres (13,373 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jan 2007) |
| Tax Bill | $2,402 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402305128007 |
| Primary APN | 402305128007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,029 sqft Living Area |
| Gross Area | 3,918 sqft |
| 1st Floor Area | 3,029 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,373 sqft (0.307 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 377 sqft |
| Porch | Slab |
| Porch Area | 469 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952621030504 |
|---|---|
| Street Address | 17 CALLAO ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-4258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC20 BLK596 LT5 747/833 DC2593/586-KHJ 2593/593 3094/908 4900/1657 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 05 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 596 |
| Legal Lot Number | 5 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20103 |
Source: Charlotte County records · APN 402305128007
Assessment roll updated March 4, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CHARLOTTE STATE BANK & TRUST |
| Dec 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WAUCHULA STATE BANK |
| Mar 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2007 · Amount on Record |
| Deed Sale | Jan 05, 2007 · Amount on Record |
| Prior Sale | Dec 03, 2004 · Amount on Record |
| Deed Document Number | 20071627291 |
| Deed Book / Page | 3094 / 908 |
| Last Transfer Date | Dec 22, 2021 |
| Transfer Doc | 0049001657 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 17 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | 17 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Document Number | 0003292454 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 3292454 |
| Name | CHARLOTTE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | PORT CHARLOTTE, FL 33953 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Aug 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 11.6% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 28, 2021 |
| Property Address | 17 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Document Number | 0049001657 |
| Book / Page | 4900 / 1657 |
| Map Reference | MB 11 PG 2A-2Z42 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 3038999 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Document Number | 0049001659 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 4900/1659 |
| Name | WAUCHULA STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 17 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Document Number | 0041791145 |
| Book / Page | 004179 / 001145 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17 CALLAO ST PUNTA GORDA FL 339834258, PUNTA GORDA, FL 33983-4258 |
| Document Number | 0041791145 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 004179/001145 |
| Instrument | 2509282 |
| Name | SUNCOAST CU |
|---|---|
| Address | 6801 E HILLSBOROUGH AVE, TAMPA, FL 33610-4110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2047 |
Source: Charlotte County records · Assessment roll updated March 4, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,402.00 (-26.16%) Homeowner's exemption | $199,278 (+5.99%) | $428,995 (-0.02%) Land $40,800 Building $388,195 |
| 2024 | $3,253.00 (+1.12%) | ||
| 2023 | $3,217.00 (+7.7%) Homeowner's exemption | $188,021 (+3%) | $429,086 (+3.71%) Land $46,000 Building $383,086 |
| 2022 | $2,987.00 Homeowner's exemption | $182,545 | $413,747 Land $36,550 Building $377,197 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 6 (1995–2022) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Lumen Technologies, Ripple Fiber, Verizon.
Based on FCC filings for 178 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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