Charlotte County property record for 10 Callao St, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,145 sqft · built 2006 |
| Lot Size | 0.25 acres (10,904 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Dec 2025) |
| Tax Bill | $4,000 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402305129001 |
| Primary APN | 402305129001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,145 sqft Living Area |
| Gross Area | 2,998 sqft |
| 1st Floor Area | 2,145 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,904 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Screened Porch |
| Porch Area | 453 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952621030602 |
|---|---|
| Street Address | 10 CALLAO ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-4258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC20 BLK596 LT6 747/833 2593/590-KHJ 2593/596 3202/340 4523/1264 3473332 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 05 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 596 |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20103 |
Source: Charlotte County records · APN 402305129001
Assessment roll updated November 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC |
| Jan 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2025 · Amount on Record |
| Deed Sale | Dec 01, 2025 · Amount on Record |
| Prior Sale | Jan 02, 2020 · Amount on Record |
| Deed Document Number | 20253591615 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 01, 2025 |
| Property Address | 10 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Document Number | 0003591615 |
| Map Reference | MB 11 PG 2 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 3591615 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 629 RUSCELLO CT, EL DORADO HILLS, CA 95762-5531 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Document Number | 0003591616 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 3591616 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 10 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042980512 |
|---|---|
| Date | Mar 30, 2018 |
| Book Page | 4298/0512 |
| Instrument | 2599277 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 02, 2020 |
| Property Address | 10 CALLAO ST, PUNTA GORDA, FL 33983-4258 |
| Document Number | 0045231264 |
| Book / Page | 4523 / 1264 |
| Map Reference | MB 11 PG 2 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 2774144 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 CALLAO ST, 10, PUNTA GORDA, FL 33983-4258 |
| Name | Verified Name |
|---|---|
| Address | 27 EAGLE NEST RD, MORRISTOWN, NJ 07960-6430 |
| Document Number | 0045231265 |
|---|---|
| Date | Jan 02, 2020 |
| Instrument | 4523/1265 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2035 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,000.00 (-26.38%) | $265,178 (+2.75%) Land $40,800 Building $224,378 | $265,178 (-22.14%) Land $40,800 Building $224,378 |
| 2024 | $5,433.00 (-0.68%) | ||
| 2023 | $5,470.00 (+14.24%) | $258,091 (-10.24%) | $340,584 (+18.45%) Land $46,000 Building $294,584 |
| 2022 | $4,788.00 | $287,539 Land $36,550 Building $250,989 | $287,539 Land $36,550 Building $250,989 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 6 (1995–2022) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Lumen Technologies, Ripple Fiber, Verizon.
Based on FCC filings for 178 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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