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23926 Cottage Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 23926 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,871 sqft · built 2020
Lot Size0.066 acres (2,862 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Nov 2025)
Tax Bill$2,872 (2025)
Deeds & MortgagesNov 2025 Sale
Apr 2020 Sale
Flood ZoneZone AE (high risk)
APN66-01-01-1-001-001.126

Property Details

APN / Parcel Number

Primary APN66-01-01-1-001-001.126
Alternative APNs
  • 373533
  • 368522

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,871 sqft Heated Area
1st Floor Area766 sqft
Upper Floors Area1,105 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,862 sqft (0.066 acres)
Lot Dimensions79.5 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number368522
Street Address23926 COTTAGE LOOP
CityORANGE BEACH
StateAL
Zip36561-5227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description36' X 79.5' LOT 10 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C LYING IN THE CITY OF ORANGE BEACHSEC 1-
Legal SubdivisionCYPRESS VILLAGE COURTYARD COTTAGES SUB
Legal Lot Number10
JurisdictionBALDWIN AL
Township / Civil DivisionFOLEY
Census Block Group2
Census Block2004
Census Tract11417

Owner

Source: Baldwin County records · APN 66-01-01-1-001-001.126

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23926 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Warranty Deed, Transfer
UNKNOWN, AT
Apr 23, 2020Warranty Deed, Subdivision Related Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 25, 2025 · Amount on Record
Deed SaleNov 25, 2025 · Amount on Record
Prior SaleApr 23, 2020 · Amount on Record
Deed Document Number20252223378
Record UpdatedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateNov 25, 2025
Property Address23926 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0002223378
Map ReferenceSL 2606-C&D
Instrument DateNov 17, 2025
Instrument2223378
Transaction TypeTransfer
Record UpdatedDec 08, 2025
Title CompanyUNKNOWN, AT

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address950 CEDAR CV, SOUTHSIDE, AL 35907-6951

Transferred To (Grantee/Buyer)

NameVerified Name
Address23926 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227

April 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateApr 23, 2020
Property Address23926 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001824493
Instrument DateApr 22, 2020
Instrument1824493
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 07, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$271.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address950 CEDAR CV GADSDEN AL 359076951, GADSDEN, AL 35907-6951

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityOrange Beach City
Unified School DistrictOrange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,872.00 (+5.55%)$89,780 (+5.57%) Land $15,620 Building $74,160$448,900 (+5.57%) Land $78,100 Building $370,800
2024$2,721.00 (+9.76%)$85,040 (+9.76%) Land $14,560 Building $70,480$425,200 (+9.76%) Land $72,800 Building $352,400
2023$2,479.00 (+22.06%)$77,480 (+22.05%)$387,400 (+22.05%) Land $64,800 Building $322,600
2022$2,031.00 (+14.62%)$63,480$317,400 Land $66,300 Building $251,100
2021$1,772.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030114172, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 261 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies628 units insured (367 under condo master policies)
158 of 261 individual policies on primary residences
Nearby Flood Claims151 (2004–2020)
Claims Outside the SFHA5 of 151
Most Recent ClaimSep 2020, tidal / storm surge
Flood Events
  • Hurricane Sally (Sep 2020), 134 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Apr 2014), 6 claims
  • Hurricane Ivan (Sep 2004), 5 claims

Wildfire

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire LikelihoodAbout 1 in 1,075 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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