Baldwin County property record for 23928 Cottage Loop, Orange Beach, AL 36561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,871 sqft · built 2020 |
| Lot Size | 0.066 acres (2,858 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $415,000 (May 2025) |
| Tax Bill | $1,359 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Mar 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 66-01-01-1-001-001.127 |
| Primary APN | 66-01-01-1-001-001.127 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,871 sqft Heated Area |
| 1st Floor Area | 766 sqft |
| Upper Floors Area | 1,105 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,858 sqft (0.066 acres) |
| Lot Dimensions | 79.4 ft deep x 36 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 507917 |
|---|---|
| Street Address | 23928 COTTAGE LOOP |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-5227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36' X 79.4' LOT 11 CYPRESS VILLAGE COURTYARD COTTAGES SUB SLIDE 2606-C IN THE CITY OF ORANGE BEACH SEC 1-T9S-R4E (QCD) |
| Legal Subdivision | CYPRESS VILLAGE COURTYARD COTTAGES SUB |
| Legal Lot Number | 11 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11417 |
Source: Baldwin County assessment roll, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 23928 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 2, 2022 | Intrafamily Transfer, Transfer |
| Mar 3, 2020 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2025 · Amount on Record |
| Deed Sale | May 20, 2025 · Amount on Record |
| Prior Sale | Mar 2, 2022 · Amount on Record |
| Deed Document Number | 20252188141 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Mar 2, 2022 |
| Property Address | 23928 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001981778 |
| Map Reference | SL 2606-C&D |
| Instrument Date | Mar 2, 2022 |
| Instrument | 1981778 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23928 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Mar 3, 2020 |
| Property Address | 23928 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001814963 |
| Instrument Date | Mar 2, 2020 |
| Instrument | 1814963 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $268.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28578 JACKSON AVE ORANGE BEACH AL 365614326, ORANGE BEACH, AL 36561-4326 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,359.00 (-44.51%) | $44,380 (-42.03%) Land $7,820 Building $36,560 | $443,600 (+15.88%) Land $78,100 Building $365,500 |
| 2023 | $2,449.00 (+20.58%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $76,560 (+20.6%) | $382,800 (+20.6%) Land $64,800 Building $318,000 |
| 2022 | $2,031.00 (+14.62%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $63,480 | $317,400 Land $66,300 Building $251,100 |
| 2021 | $1,772.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 261 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 628 units insured incl. 367 condo units |
| Nearby Flood Claims | 151 (2004–2020) |
| Claims Outside the SFHA | 5 of 151 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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