23921 Cottage Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 23921 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,772 sqft · built 2019
Lot Size	0.06 acres (2,628 sqft)
Owner	Company Name on File
Last Sale	$386,200 (Feb 2025)
Tax Bill	$1,313 (2025)
Deeds & Mortgages	May 2023 Sale Aug 2021 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`66-01-01-1-001-001.164`

Property Details

APN / Parcel Number

Primary APN	`66-01-01-1-001-001.164`
Alternative APNs	`373571` `383495` `528461`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,772 sqft Heated Area
1st Floor Area	1,000 sqft
Upper Floors Area	772 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,628 sqft (0.06 acres)
Lot Dimensions	73 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	528461
Street Address	23921 COTTAGE LOOP
City	ORANGE BEACH
State	AL
Zip	36561-5227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 CYPRESS VILLAGE COURTYARD COTTAGES SUB, A PUD SLIDE 2606-C
Legal Subdivision	CYPRESS VILLAGE COURTYARD COTTAGES SUB
Legal Lot Number	48
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2004
Census Tract	11417

Owner

Source: Baldwin County records · APN 66-01-01-1-001-001.164

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	120 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Warranty Deed, Transfer PROFESSIONAL LAND TITLE SERVICES, PROFESSIONAL LAND TITLE INC
Aug 23, 2021	Warranty Deed, Transfer PROFESSIONAL TITLE, PROFESSIONAL LAND TITLE
Nov 02, 2020	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE
Nov 02, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jul 29, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 03, 2025 · Amount on Record
Deed Sale	Feb 03, 2025 · Amount on Record
Prior Sale	May 18, 2023 · Amount on Record
Deed Document Number	20252169166
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 18, 2023
Property Address	23921 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number	0002064261
Map Reference	SL 2606-C&D
Instrument Date	May 15, 2023
Instrument	2064261
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	PROFESSIONAL LAND TITLE SERVICES, PROFESSIONAL LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 BEAU CHASSE, MANDEVILLE, LA 70471-1880

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 23, 2021
Property Address	23921 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number	0001938178
Map Reference	SL 2606-C&D
Instrument Date	Aug 06, 2021
Instrument	1938178
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	PROFESSIONAL TITLE, PROFESSIONAL LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 CRISFIELD CIR, ALABASTER, AL 35007-5061

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	709 DOCTOR GORMAN DR, BELLE CHASSE, LA 70037-2210

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 02, 2020
Property Address	23921 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number	0001867725
Instrument Date	Oct 30, 2020
Instrument	1867725
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 LANDING DR FOLEY AL 365350129, FOLEY, AL 36535-0129

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 02, 2020
Property Address	23921 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number	0001867750
Instrument Date	Oct 30, 2020
Instrument	1867750
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$253.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3870 CONRAD CT GULF SHORES AL 365423080, GULF SHORES, AL 36542-3080

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 29, 2019
Property Address	23921 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number	0001774452
Map Reference	SL 2606C&D
Instrument Date	Jul 26, 2019
Instrument	1774452
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 642, DAPHNE, AL 36526-0642

Mortgage

Document Number	0001774453
Date	Jul 29, 2019
Instrument	1774453

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,313.00 (+15.89%)	$41,060 (+15.92%) Land $7,820 Building $33,240	$410,500 (+15.89%) Land $78,100 Building $332,400
2023	$1,133.00 (-40.49%)	$35,420 (-40.49%)	$354,200 (+19.02%) Land $64,800 Building $289,400
2022	$1,904.00 (+131.35%)	$59,520	$297,600 Land $66,300 Building $231,300
2021	$823.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030114172, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 261 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	628 units insured 367 under condo master policies
Nearby Flood Claims	151 (2004–2020)
Claims Outside the SFHA	5 of 151
Most Recent Claim	Sep 2020, tidal / storm surge
Claims By Storm	Hurricane Sally, Sep 2020 · 134 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims Hurricane Ivan, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	About 1 in 1,075 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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