Baldwin County property record for 23930 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,856 sqft · built 2020 |
| Lot Size | 0.066 acres (2,855 sqft) |
| Owner | Individual Name on File |
| Last Sale | $402,015 (Mar 2022) |
| Tax Bill | $1,394 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Apr 2020 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 66-01-01-1-001-001.128 |
| Primary APN | 66-01-01-1-001-001.128 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Heated Area |
| 1st Floor Area | 751 sqft |
| Upper Floors Area | 1,105 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,855 sqft (0.066 acres) |
| Lot Dimensions | 79.3 ft deep x 36 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 371350 |
|---|---|
| Street Address | 23930 COTTAGE LOOP |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-5227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36' X 79.3' LOT 12 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C LYING IN THE CITY OF ORANGE BEACHSEC 1- |
| Legal Subdivision | CYPRESS VILLAGE COURTYARD COTTAGES SUB |
| Legal Lot Number | 12 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11417 |
Source: Baldwin County records · APN 66-01-01-1-001-001.128
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23930 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Sep 01, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage EMBRACE HOME LOANS INC |
| Apr 06, 2020 | Warranty Deed, Transfer MERCHANTS & MARINE BK |
| Aug 12, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 28, 2019 | Warranty Deed, Transfer MBR LTD |
| Dec 13, 2018 | Loan Modification, Mortgage MARK B REED |
| Apr 25, 2018 | Deed of Trust, Mortgage BRYANT BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 04, 2022 · Amount on Record |
| Deed Sale | Mar 04, 2022 · Amount on Record |
| Deed Document Number | 20221982473 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 01, 2020 |
| Property Address | 23930 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001854669 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 1854669 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23930 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001854670 |
|---|---|
| Date | Sep 01, 2020 |
| Instrument | 1854670 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 06, 2020 |
| Property Address | 23930 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001821567 |
| Instrument Date | Apr 01, 2020 |
| Instrument | 1821567 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 29891 WOODROW LN DAPHNE AL 365278773, DAPHNE, AL 36527-8773 |
| Document Number | 1821569 |
|---|---|
| Date | Apr 06, 2020 |
| Instrument | 1821569 |
| Name | MERCHANTS & MARINE BK |
|---|---|
| Type | Bank |
| Address | SPANISH FORT, AL 36527-8778 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 12, 2019 |
| Property Address | 23930 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001777520 |
| Instrument Date | Aug 08, 2019 |
| Instrument | 1777520 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $907.98 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 28, 2019 |
| Property Address | 23930 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001768771 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 1768771 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774 |
| Investor | Possibly a Property Investor |
| Document Number | 1768772 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 1768772 |
| Name | MBR LTD |
|---|---|
| Address | 1013 CAPTAIN ONEAL DR, DAPHNE, AL 36526-4023 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 23930 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001735835 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28071 ANNABELLE LN DAPHNE AL 365266660, DAPHNE, AL 36526-6660 |
| Document Number | 0001735835 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 1735835 |
| Name | MARK B REED |
|---|---|
| Address | 1013 CAPTAIN ONEAL DR, DAPHNE, AL 36526-4023 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 23930 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001703367 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2018 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | CYPRESS VLG ORANGE BEACH AL 36561, ORANGE BEACH, AL 36561 |
| Investor | Possibly a Property Investor |
| Document Number | 0001703367 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 1703367 |
| Name | BRYANT BK |
|---|---|
| Type | Bank |
| Address | FOLEY, AL 36535 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,394.00 (+16.65%) | $45,480 (+15.84%) Land $7,820 Building $37,660 | $454,700 (+15.85%) Land $78,100 Building $376,600 |
| 2023 | $1,195.00 (+20.83%) Homeowner's exemption | $39,260 (+19.62%) | $392,500 (+19.63%) Land $64,800 Building $327,700 |
| 2022 | $989.00 (+15.67%) Homeowner's exemption | $32,820 | $328,100 Land $66,300 Building $261,800 |
| 2021 | $855.00 |
Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 1,075 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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