23918 Cottage Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 23918 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2021
Square Footage1,871 sqft Heated Area
Lot Size2,876 sqft (0.066 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2021)
Tax Bill$1,345.00 (2025)

Owner

Source: Baldwin County records · APN 66-01-01-1-001-001.122

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23918 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRSTBANK
Nov 02, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SOUTH STATE BANK
Jun 28, 2019Warranty Deed, Transfer
MBR LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 21, 2021 · Amount on Record
Deed SaleOct 21, 2021 · Amount on Record
Prior SaleNov 02, 2020 · Amount on Record
Deed Doc Number20211952543
Record RefreshedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateOct 21, 2021
Property Address23918 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001952543
Map ReferenceSL 2606-C&2606-D
Instrument DateOct 01, 2021
Instrument1952543
Transaction TypeTransfer
Record UpdatedNov 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001952544
DateOct 21, 2021
Instrument1952544
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateNov 02, 2020
Property Address23918 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001867739
Map ReferenceSL 2606-C&D
Instrument DateOct 30, 2020
Instrument1867739
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address23918 COLLGA ELOOP, ORANGE BEACH, AL 36561

Mortgage

Document Number0001867740
DateNov 02, 2020
Instrument1867740
Lender
NameSOUTH STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJun 28, 2019
Property Address23918 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001768771
Instrument DateJun 18, 2019
Instrument1768771
Transaction TypeTransfer
Record UpdatedJul 09, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.50
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774
InvestorPossibly a Property Investor

Mortgage

Document Number1768772
DateJun 28, 2019
Instrument1768772
Lender
NameMBR LTD
Address1013 CAPTAIN ONEAL DR, DAPHNE, AL 36526-4023
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityOrange Beach City
Unified School DistrictOrange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,345.00 (+5.82%)$43,960 (+5.57%) Land $7,820 Building $36,140$439,400 (+5.55%) Land $78,100 Building $361,300
2024$1,271.00 (+10.33%) Homeowner's exemption$41,640 (+9.81%) Land $7,280 Building $34,360$416,300 (+9.78%) Land $72,800 Building $343,500
2023$1,152.00 (-43.28%)$37,920 (-40.26%)$379,200 (+19.47%) Land $64,800 Building $314,400
2022$2,031.00 (+14.62%)$63,480$317,400 Land $66,300 Building $251,100
2021$1,772.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire LikelihoodAbout 1 in 1,075 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN66-01-01-1-001-001.122
Alternative APNs
  • 373529
  • 302036
  • 387875
  • 393326

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,871 sqft Heated Area
1st Floor766 sqft 1st Floor
Upper Floors1,105 sqft Upper Floors
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area2,876 sqft (0.066 acres)
Depth X Width79.9 ft x 36 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number393326
Street Address23918 COTTAGE LOOP
CityORANGE BEACH
StateAL
Zip36561-5227
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description36' X 79.9' LOT 6 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C LYING IN THE CITY OF ORANGE BEACH SEC 1-
Legal SubdivisionCYPRESS VILLAGE COURTYARD COTTAGES SUB
Legal Lot Number6
JurisdictionBALDWIN AL
Minor Civil DivisionFOLEY
Census Blockgroup2
Census Block2004
Census Tract11417

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