23920 Cottage Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 23920 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,772 sqft · built 2020
Lot Size0.066 acres (2,869 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (May 2023)
Tax Bill$1,333 (2025)
Deeds & MortgagesMay 2023 Sale
Jun 2020 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN66-01-01-1-001-001.123

Property Details

APN / Parcel Number

Primary APN66-01-01-1-001-001.123
Alternative APNs
  • 373530
  • 366843
  • 529708

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,772 sqft Heated Area
1st Floor Area772 sqft
Upper Floors Area1,000 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area2,869 sqft (0.066 acres)
Lot Dimensions79.7 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number529708
Street Address23920 COTTAGE LOOP
CityORANGE BEACH
StateAL
Zip36561-5227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C
Legal SubdivisionCYPRESS VILLAGE COURTYARD COTTAGES SUB
Legal Lot Number7
JurisdictionBALDWIN AL
Township / Civil DivisionFOLEY
Census Block Group2
Census Block2004
Census Tract11417

Owner

Source: Baldwin County records · APN 66-01-01-1-001-001.123

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address894 APPALOOSA LN, CHILDERSBURG, AL 35044-8701
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Warranty Deed, Transfer
Jun 29, 2020Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY
Jun 28, 2019Warranty Deed, Transfer
MBR LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 25, 2023 · Amount on Record
Deed SaleMay 25, 2023 · Amount on Record
Prior SaleJun 29, 2020 · Amount on Record
Deed Document Number20232065623
Record UpdatedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateMay 25, 2023
Property Address23920 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0002065623
Map ReferenceSL 2606-C&2606-D
Instrument DateMay 25, 2023
Instrument2065623
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23920 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address894 APPALOOSA LN, CHILDERSBURG, AL 35044-8701

June 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJun 29, 2020
Property Address23920 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001838758
Instrument DateJun 26, 2020
Instrument1838758
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 13, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$262.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23920 COTTAGE LOOP ORANGE BEACH AL 365615227, ORANGE BEACH, AL 36561-5227

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJun 28, 2019
Property Address23920 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001768771
Instrument DateJun 18, 2019
Instrument1768771
Transaction TypeTransfer
Record UpdatedJul 09, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774
InvestorPossibly a Property Investor

Mortgage

Document Number1768772
DateJun 28, 2019
Instrument1768772
Lender
NameMBR LTD
Address1013 CAPTAIN ONEAL DR, DAPHNE, AL 36526-4023
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityOrange Beach City
Unified School DistrictOrange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,333.00 (+22.52%)$41,660 (+15.98%) Land $7,820 Building $33,840$416,400 (+15.92%) Land $78,100 Building $338,300
2023$1,088.00 (+21.56%) Homeowner's exemption$35,920 (+20.13%)$359,200 (+20.17%) Land $64,800 Building $294,400
2022$895.00 (+15.78%) Homeowner's exemption$29,900$298,900 Land $66,300 Building $232,600
2021$773.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire LikelihoodAbout 1 in 1,075 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cottage Loop

Nearby Streets

Search Property Records by Address or Parcel Number