Baldwin County property record for 23910 Cottage Loop, Orange Beach, AL 36561 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,772 sqft Heated Area |
| Lot Size | 3,653 sqft (0.084 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $402,015 (2022) |
| Primary APN | 66-01-01-1-001-001.118 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,772 sqft Heated Area |
| 1st Floor | 772 sqft 1st Floor |
| Upper Floors | 1,000 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 3,653 sqft (0.084 acres) |
| Depth X Width | 100 ft x 36.2 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 370172 |
|---|---|
| Street Address | 23910 COTTAGE LOOP |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-5227 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 36.2' X 100.9' LOT 2 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C LYING IN THE CITY OF ORANGE BEACH SEC |
| Legal Subdivision | CYPRESS VILLAGE COURTYARD COTTAGES SUB |
| Legal Lot Number | 2 |
| Jurisdiction | BALDWIN AL |
| Minor Civil Division | FOLEY |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 11417 |
Source: Baldwin County records · APN 66-01-01-1-001-001.118
Assessment roll updated April 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23910 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION |
| Aug 26, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jun 28, 2019 | Warranty Deed, Transfer MBR LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 04, 2022 · Amount on Record |
| Deed Sale | Mar 04, 2022 · Amount on Record |
| Deed Doc Number | 20221982473 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 11, 2026 |
| Property Address | 23910 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0002271477 |
| Instrument Date | Aug 05, 2026 |
| Instrument | 20262271477 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 23910 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0002271477, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 20262271477 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 23910 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0001939273 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 1939273 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 28, 2019 |
| Property Address | 23910 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001768771 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 1768771 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774 |
| Investor | Possibly a Property Investor |
| Document Number | 1768772 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 1768772 |
| Name | MBR LTD |
|---|---|
| Address | 1013 CAPTAIN ONEAL DR, DAPHNE, AL 36526-4023 |
| Amount | Amount Recorded |
|---|
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,380 (+5.51%) Land $7,820 Building $33,560 | $413,600 (+5.48%) Land $78,100 Building $335,500 | |
| 2024 | Homeowner's exemption | $39,220 (+9.92%) Land $7,280 Building $31,940 | $392,100 (+9.89%) Land $72,800 Building $319,300 |
| 2023 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $35,680 (+19.01%) | $356,800 (+19.09%) Land $64,800 Building $292,000 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $29,980 | $299,600 Land $66,300 Building $233,300 |
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