2390 Bittle Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2390 Bittle Way, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,823 sqft · built 2018
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,700 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143463`

Property Details

APN / Parcel Number

Primary APN	`143463`
Alternative APN	`092630006200011870`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,823 sqft Heated Area
Gross Area	2,300 sqft
1st Floor Area	1,823 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Type	Finished
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	143463
Street Address	2390 BITTLE WAY
City	SAINT CLOUD
State	FL
Zip	34769-6540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEWOOD GARDENS PB 19 PGS 1-7 LOT 187
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	PINEWOOD GARDENS
Legal Tract	62
Legal Block	1
Legal Lot Number	187
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3021
Census Tract	43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2390 BITTLE WAY, SAINT CLOUD, FL 34769-6540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021
Deed Sale	May 17, 2021
Deed Document Number	2018073091
Deed Book / Page	5329 / 2934
Prior Transfer Date	May 8, 2018
Prior Transfer Doc	2018073091
Record Updated	Jun 8, 2026

May 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 8, 2018
Property Address	2390 BITTLE WAY, SAINT CLOUD, FL 34769-6540
Document Number	0053292934
Book / Page	5329 / 2934
Map Reference	MB19 PG1-7
Instrument Date	May 2, 2018
Instrument	2018073091
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	C1560 WELLS RD105, C1560, ORANGE PARK, FL 32073

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2390 BITTLE WAY, SAINT CLOUD, FL 34769-6540

Mortgage

Document Number	2018073092
Date	May 8, 2018
Instrument	2018073092

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,700.00 (+6.26%) Homeowner's exemption	$249,603 (+5.99%)	$333,900 (-3.19%) Land $70,000 Building $263,900
2023	$3,482.00 (+3.6%) Homeowner's exemption	$235,504 (+3%)	$344,900 (+14.24%) Land $58,000 Building $286,900
2022	$3,361.00 Homeowner's exemption	$228,645	$301,900 Land $58,000 Building $243,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20