2400 Bittle Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2400 Bittle Way, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,823 sqft · built 2019
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$269,962 (Mar 2019)
Tax Bill	$3,957 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143462`

Property Details

APN / Parcel Number

Primary APN	`143462`
Alternative APN	`092630006200011860`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,823 sqft Heated Area
Gross Area	2,540 sqft
1st Floor Area	1,823 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Type	Finished
Garage Area	429 sqft
Porch	Finished/Screened Porch
Porch Area	48 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	143462
Street Address	2400 BITTLE WAY
City	SAINT CLOUD
State	FL
Zip	34769-6542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEWOOD GARDENS PB 19 PGS 1-7 LOT 186
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	PINEWOOD GARDENS
Legal Tract	62
Legal Block	1
Legal Lot Number	186
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3021
Census Tract	43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2400 BITTLE WAY, SAINT CLOUD, FL 34769-6542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2019 · Amount on File
Deed Sale	Mar 20, 2019 · Amount on File
Deed Document Number	2019035171
Deed Book / Page	5494 / 0286
Record Updated	Jun 8, 2026

March 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 20, 2019
Property Address	2400 BITTLE WAY, SAINT CLOUD, FL 34769-6542
Document Number	0054940286
Book / Page	5494 / 0286
Map Reference	MB 19 PG 1-7
Instrument Date	Mar 18, 2019
Instrument	2019035171
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	AMERICAN HOME T&E CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1560 WELLS RDA, 1560, ORANGE PARK, FL 32073

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2400 BITTLE WAY, SAINT CLOUD, FL 34769-6542

Mortgage

Document Number	2019035172
Date	Mar 20, 2019
Instrument	2019035172

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,957.00 (+6.17%) Homeowner's exemption	$263,996 (+5.99%)	$349,000 (-3.48%) Land $70,000 Building $279,000
2023	$3,727.00 (+3.59%) Homeowner's exemption	$249,084 (+3%)	$361,600 (+14.21%) Land $58,000 Building $303,600
2022	$3,598.00 Homeowner's exemption	$241,830	$316,600 Land $58,000 Building $258,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20