2370 Bittle Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2370 Bittle Way, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,843 sqft · built 2019
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Oct 2019)
Tax Bill	$5,418 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143465`

Property Details

APN / Parcel Number

Primary APN	`143465`
Alternative APN	`092630006200011890`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,843 sqft Heated Area
Gross Area	2,516 sqft
1st Floor Area	1,843 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Finished
Garage Area	441 sqft
Porch	Open Porch
Porch Area	232 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	143465
Street Address	2370 BITTLE WAY
City	SAINT CLOUD
State	FL
Zip	34769-6540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEWOOD GARDENS PB 19 PGS 1-7 LOT 189
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	PINEWOOD GARDENS
Legal Tract	62
Legal Block	1
Legal Lot Number	189
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3021
Census Tract	43208

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2370 BITTLE WAY, SAINT CLOUD, FL 34769-6540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Deed Document Number	2019129956
Deed Book / Page	5602 / 1144
Record Updated	Jun 8, 2026

October 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 8, 2019
Property Address	2370 BITTLE WAY, SAINT CLOUD, FL 34769-6540
Document Number	0056021144
Book / Page	5602 / 1144
Map Reference	MB 19 PG 1-7
Instrument Date	Oct 7, 2019
Instrument	2019129956
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	AMERICAN HOME T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10255 FORTUNE PKWY # 150, 10255, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2370 BITTLE WAY, SAINT CLOUD, FL 34769-6540

Mortgage

Document Number	0056021145
Date	Oct 8, 2019
Instrument	5602/1145

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,418.00 (-4.75%) Homeowner's exemption	$345,600 (-3.46%) Land $70,000 Building $275,600	$345,600 (-3.46%) Land $70,000 Building $275,600
2023	$5,688.00 (+14.35%) Homeowner's exemption	$358,000 (+14.19%) Land $58,000 Building $300,000	$358,000 (+14.19%) Land $58,000 Building $300,000
2022	$4,974.00	$313,500 Land $58,000 Building $255,500	$313,500 Land $58,000 Building $255,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20