Osceola County property record for 2361 Bittle Way, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,576 sqft · built 2017 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,990 (Sep 2023) |
| Tax Bill | $4,815 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-30-0062-0001-0310 |
| Primary APN | 09-26-30-0062-0001-0310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| Gross Area | 2,042 sqft |
| 1st Floor Area | 1,576 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 66 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2361 BITTLE WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEWOOD GARDENS PB 19 PGS 1-7 LOT 31 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | PINEWOOD GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 43208 |
2361 Bittle Way is owned and occupied by two individuals who bought it in September 2023.
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2361 BITTLE WAY, SAINT CLOUD, FL 34769-6539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Jan 4, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on File |
| Deed Sale | Sep 21, 2023 · Amount on File |
| Prior Sale | Jan 4, 2018 · Amount on File |
| Deed Document Number | 2023124377 |
| Deed Book / Page | 6477 / 1803 |
| Prior Transfer Date | Jan 30, 2018 |
| Prior Transfer Doc | 0052771573 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 21, 2023 |
| Property Address | 2361 BITTLE WAY, SAINT CLOUD, FL 34769-6539 |
| Document Number | 0064771803 |
| Book / Page | 6477 / 1803 |
| Map Reference | MB 19 PG 1 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 2023124377 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | MAGNOLIA TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 700703, SAINT CLOUD, FL 34770-0703 |
| Name | Verified Name |
|---|---|
| Address | 2361 BITTLE WAY, SAINT CLOUD, FL 34769-6539 |
| Document Number | 0064771804 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 6477/1804 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Number | 0064771821 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 6477/1821 |
| Instrument | 2023214379 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 4, 2018 |
| Property Address | 2361 BITTLE WAY, SAINT CLOUD, FL 34769-6539 |
| Document Number | 0052640524 |
| Book / Page | 005264 / 000524 |
| Instrument Date | Jan 3, 2018 |
| Instrument | 2284 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,630.92 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2361 BITTLE WAY ST CLOUD FL 34769, ST CLOUD, FL 34769 |
| Document Number | 52640525 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 005264/000525 |
| Instrument | 2285 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2048 |
The 2025 property tax bill for 2361 Bittle Way was $4,815, down 17.7% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,815.00 (-17.71%) | $311,900 Land $70,000 Building $241,900 | $311,900 Land $70,000 Building $241,900 |
| 2024 | $5,851.00 (+81.93%) | ||
| 2023 | $3,216.00 (+3.64%) Homeowner's exemption | $220,759 (+3%) | $321,000 (+13.83%) Land $58,000 Building $263,000 |
| 2022 | $3,103.00 Homeowner's exemption | $214,330 | $282,000 Land $58,000 Building $224,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2361 Bittle Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2361 Bittle Way is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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