229 Mill Crossing Ct, Harmans, MD 21077 Property Records

Anne Arundel County property record for 229 Mill Crossing Ct, Harmans, MD 21077

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,264 sqft · built 2017
Lot Size	0.037 acres (1,630 sqft)
Owner	Individual Name on Record
Last Sale	$403,652 (Nov 2017)
Tax Bill	$4,918 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-477-90243421`

Property Details

APN / Parcel Number

Primary APN	`04-477-90243421`
Alternative APNs	`4-477-90243421` `47790243421`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,264 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	902 sqft
Basement Area	460 sqft
Finished Basement	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,630 sqft (0.037 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	47790243421
Street Address	229 MILL CROSSING CT
City	HARMANS
State	MD
Zip	21077-1500
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R10
Legal Description	LOT 14 HARMANS PRESERVE
Legal Subdivision	HARMANS PRESERVE
Legal Block	2
Legal Lot Number	14
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	740103

Owner

Source: Anne Arundel County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	229 MILL CROSSING CT, HARMANS, MD 21077-1500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
May 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 22, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Nov 20, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI CALATLANTIC MTG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	201731585-287
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	229 MILL CROSSING CT, HARMANS, MD 21077-1500
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0398950005
Date	Aug 30, 2023
Book Page	39895/5

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	229 MILL CROSSING CT, HARMANS, MD 21077-1500
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0366810088
Date	May 2, 2021
Book Page	36681/88

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	229 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0346490283
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MILL CROSSING CT HARMANS MD 210771500, HARMANS, MD 21077-1500

Mortgage

Document Number	0346490283
Date	May 28, 2020
Book Page	034649/000283

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 20, 2017
Property Address	229 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0315850287
Book / Page	031585 / 000287
Instrument Date	Nov 14, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2018
Title Company	CALATLANTIC TITLE COMPANY/MD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$403.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MILL CROSSING CT HARMANS MD 210771500, HARMANS, MD 21077-1500

Mortgage

Document Number	315850296
Date	Nov 20, 2017
Book Page	031585/000296

Lender

Name	CALATLANTIC MTG INC
Address	SCOTTSDALE, AZ 85255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$471,700 (+13.25%) Land $170,000 Building $301,700	$471,700 (-) Land $170,000 Building $301,700
2024	$4,918.00 (+12.98%)
2023	$4,353.00 Homeowner's exemption	$416,500	$471,700 Land $170,000 Building $301,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1979–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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