234 E Florida Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 234 E Florida Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 1988
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$279,900 (Mar 2022)
Tax Bill	$2,878 (2024)
Deeds & Mortgages	Jan 2026 Transfer Mar 2022 Sale & Mortgage + 1 more
APN	`05-00033-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`05-00033-0000-00010`
Alternative APN	`050003300010`

Interior

Stories	1 Story
Building Area	768 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Construction Type	Frame
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide

Location & Zoning

Street Address	234 E FLORIDA AVE
City	VILLAS
State	NJ
Zip	08251-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L11
Legal Block	33
Legal Lot Number	10
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1036
Census Tract	21804

Owner

234 E Florida Ave is owned and occupied by two individuals who bought it in March 2022.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	234 E FLORIDA AVE, VILLAS, NJ 08251-3110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Intrafamily Transfer, Transfer UNKNOWN, AMT TITLE SERVICES CA INC
Mar 23, 2022	Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP.
Sep 18, 2018	Grant Deed, Transfer · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2022 · Amount on File
Deed Sale	Mar 23, 2022 · Amount on File
Prior Sale	Feb 26, 2014 · Amount on File
Deed Document Number	202210525
Deed Book / Page	4046 / 977
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAPE MAY NJ
Recording Date	Jan 14, 2026
Property Address	234 E FLORIDA AVE, VILLAS, NJ 08251-3110
Document Number	0000086410
Book / Page	4262 / 371
Instrument Date	Dec 31, 2025
Instrument	2026086410
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	UNKNOWN, AMT TITLE SERVICES CA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 E HUDSON AVE, VILLAS, NJ 08251-2629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	217 E HUDSON AVE, VILLAS, NJ 08251-2629

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Mar 23, 2022
Property Address	234 E FLORIDA AVE, VILLAS, NJ 08251-3110
Document Number	0000010525
Book / Page	D4046 / 977
Instrument Date	Mar 18, 2022
Instrument	2022010525
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	234 E FLORIDA AVE, VILLAS, NJ 08251-3110

Mortgage

Document Number	0000010526
Date	Mar 23, 2022
Instrument	2022010526

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Sep 18, 2018
Property Address	234 E FLORIDA AVE, VILLAS, NJ 08251-3110
Document Number	0038130634
Book / Page	003813 / 000634
Instrument Date	Jul 17, 2018
Instrument	68466
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	CITY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 E FLORIDA AVE VILLAS NJ 082513110, VILLAS, NJ 08251-3110

Mortgage

Document Number	60020513
Date	Sep 18, 2018
Book Page	006002/000513
Instrument	68467

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,200 (-) Land $75,400 Building $66,800	$142,200 (-) Land $75,400 Building $66,800
2025		$142,200 Land $75,400 Building $66,800	$142,200 Land $75,400 Building $66,800
2024	$2,878.00
2023		$142,200 Land $75,400 Building $66,800	$142,200 Land $75,400 Building $66,800
2022	$2,748.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 234 E Florida Ave; there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Hurricane Gloria, Sep 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 E Florida Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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