204 E Commerce St, Waverly, TN 37185 Property Records

Humphreys County property record for 204 E Commerce St, Waverly, TN 37185

Property Summary

Property Type	Commercial Vacant Land
Details	0.5 ba · 576 sqft · built 1920
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Tax Bill	$554 (2025)
Flood Zone	Zone AE (high risk)
APN	`043064H J 01300`

Property Details

APN / Parcel Number

Primary APN	`043064H J 01300`
Alternative APN	`064H J 01300`

Interior

Full Baths	0.5 Baths
Stories	1 Story
Building Area	576 sqft
1st Floor Area	576 sqft

Exterior

Year Built	Built 1920
Exterior Material	Metal
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	60 ft deep x 150 ft wide
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	204 E COMMERCE ST
City	WAVERLY
State	TN
Zip	37185-1630
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	DISTRICT: 02, COUNTY AREA: W06
Jurisdiction	HUMPHREYS TN
Township / Civil Division	2
Census Block Group	4
Census Block	4007
Census Tract	130300

Owner

Source: Humphreys County records · APN 043064H J 01300

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	108 E RICHLAND AVE, WAVERLY, TN 37185-1231
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2011
Deed Sale	Apr 03, 2011
Deed Document Number	0000199548
Deed Book / Page	WD185 / 1644
Prior Transfer Date	Sep 22, 2003
Prior Transfer Doc	0WD1851644
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00 (-0.36%)	$18,240 (-) Land $18,240
2024	$556.00 (+0.18%)	$18,240 (-) Land $18,240
2023	$555.00 (+12.58%)	$18,240 (+18.75%) Land $18,240	$45,600 (+18.75%) Land $45,600
2022	$493.00	$15,360 Land $15,360	$38,400 Land $38,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 25, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	72 (1984–2021)
Claims Outside the SFHA	9 of 72
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Aug 2021 · 27 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 16 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Meriwether Lewis Electric Cooperative Fiber	1,000 / 1,000
LTD Broadband Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 212 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WAVERLY WATER DEPARTMENT serves 9,270 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.