Bay County property record for 239 E Beach Dr, Panama City, FL 32401
| Property Type | Retail Store |
|---|---|
| Details | 912 sqft · built 1948 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,800,000 (Jul 2025) |
| Tax Bill | $2,550 (2025) |
| Deeds & Mortgages | Aug 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 19523-000-000 |
| Primary APN | 19523-000-000 |
|---|
| Total Rooms | 3 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Gross Area |
| 1st Floor Area | 912 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,759 sqft (0.247 acres) |
| Lot Dimensions | 195 ft deep x 94 ft wide |
| Cooling System | Window A/C |
|---|
| Street Address | 239 E BEACH DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3116 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Store |
| Local Zoning Code | PC10 |
| Legal Description | 8 4S 14W -45- 31B COM AT MOST ELY COR B-15 GCD PLAT TH SELY 361.46 ALG S R/W BCH DR TH NELY 50 TO N R/W & POB. TH NELY TO MASSALINA BAYOU, SLY ALG BAYOU TO PT 105.16 SELY OF BEG TH NWLY 105.16 TO POB. AS DESC. IN 1946 TAX ROLL P 367 LI 35 TO 40. ORB |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | GCD PLAT |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 2000 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6805 CARNEGIE BLVD, 120, CHARLOTTE, NC 28211-3551 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2025 · Amount on Record |
| Deed Sale | Jul 24, 2025 · Amount on Record |
| Prior Sale | Aug 16, 2019 · Amount on Record |
| Deed Document Number | 202541699 |
| Deed Book / Page | 4935 / 1513 |
| Prior Transfer Date | Jul 23, 2025 |
| Prior Transfer Doc | 0049351513 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 16, 2019 |
| Property Address | 239 E BEACH DR, PANAMA CITY, FL 32401-3116 |
| Document Number | 0041570832 |
| Book / Page | 004157 / 000832 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 73815 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 260130 LAKEWOOD CO 80228, LAKEWOOD, CO 80228 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,550.00 (-3.34%) | $135,725 (+1.37%) Land $124,200 Building $11,525 | $135,725 (+1.37%) Land $124,200 Building $11,525 |
| 2024 | $2,638.00 (-4.07%) | ||
| 2023 | $2,750.00 (+6.59%) | $133,894 (+2.06%) Land $124,200 Building $9,694 | $133,894 (+2.06%) Land $124,200 Building $9,694 |
| 2022 | $2,580.00 | $131,194 Land $121,500 Building $9,694 | $131,194 Land $121,500 Building $9,694 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 93 (1984–2020) |
| Claims Outside the SFHA | 64 of 93 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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