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305 E Beach Dr, Panama City, FL 32401 Property Records

Bay County property record for 305 E Beach Dr, Panama City, FL 32401

Property Summary

Property TypeCommercial Vacant Land
Details3,144 sqft · built 1949
Lot Size3.21 acres (139,827 sqft)
OwnerCompany Name on Record
Last Sale$2,650,000 (Oct 2021)
Tax Bill$12,241 (2025)
Deeds & MortgagesOct 2021 Sale
Flood ZoneZone AE (high risk)
APN20154-000-000

Property Details

APN / Parcel Number

Primary APN20154-000-000

Interior

Total Rooms5 Rooms
Building Area3,144 sqft
1st Floor Area968 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area139,827 sqft (3.21 acres)
Lot Dimensions325 ft deep x 440 ft wide
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address305 E BEACH DR
CityPANAMA CITY
StateFL
Zip32401-3244
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodePC05
Legal Description9 4S 14W -1- 70A ALL THAT PART OF NW1/4 OF SW1/4 LYING S & E OF MASSALINA BAYOU LESS DAVIS PLATS & LESS PCLS -1.1- & -1.2 SUBJ TO CONS ESMT OR3108 P1693 SUBJ TO CONS ESMT OR3108 P1714 ORB 4754 P 1342
Legal Range14W
Legal Township04S
Legal Section09
Legal SubdivisionDAVIS PLAT
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1000
Census Tract1900

Owner

Source: Bay County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address90 SEASCAPE DR, 102, MIRAMAR BEACH, FL 32550-3974
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2021 · Amount on Record
Deed SaleOct 1, 2021 · Amount on Record
Prior SaleApr 18, 2011 · Amount on Record
Deed Document Number202175357
Deed Book / Page4467 / 2179
Last Transfer DateDec 4, 2023
Transfer Doc0000075418
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateOct 1, 2021
Property Address305 E BEACH DR, PANAMA CITY, FL 32401-3244
Document Number0044672179
Book / Page4467 / 2179
Instrument DateSep 30, 2021
Instrument2021075357
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanySHORELINE TITLE LLC

Transaction

AmountAmount Recorded
Tax$18,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2200 NELSON AVE, 2200, PANAMA CITY, FL 32401-4969

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 RIKER AVE, SANTA ROSA BEACH, FL 32459-9604

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,241.00 (-0.04%)$775,052 (-) Land $773,700 Building $1,352$775,052 (-) Land $773,700 Building $1,352
2024$12,246.00 (-2.47%)
2023$12,556.00 (+6.33%)$775,052 (-) Land $773,700 Building $1,352$775,052 (-) Land $773,700 Building $1,352
2022$11,809.00$775,052 Land $773,700 Building $1,352$775,052 Land $773,700 Building $1,352

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 38 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies184 units insured
incl. 146 condo units
Nearby Flood Claims75 (1982–2018)
Claims Outside the SFHA41 of 75
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 33 claims
  • Hurricane Opal, Oct 1995 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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