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234 E Beach Dr, Panama City, FL 32401 Property Records

Bay County property record for 234 E Beach Dr, Panama City, FL 32401

Property Summary

Property TypeWholesale Outlet, Discount Store (Franchise)
Details9,624 sqft · built 1983
Lot Size1.14 acres (49,963 sqft)
OwnerCompany Name on Record
Last Sale$575,000 (May 2017)
Tax Bill$11,480 (2025)
Flood ZoneZone AE (high risk)
APN19535-000-000

Property Details

APN / Parcel Number

Primary APN19535-000-000

Interior

Total Rooms6 Rooms
Units3 Units
Stories1 Story
Building Area9,624 sqft Gross Area
1st Floor Area8,464 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialMetal
Construction TypeSteel Frame
Fire ResistanceFireproof Steel Frame
Roof TypeSawtooth
Roof MaterialMetal
Lot Area49,963 sqft (1.14 acres)
Lot Dimensions250 ft deep x 200 ft wide
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Street Address234 E BEACH DR
CityPANAMA CITY
StateFL
Zip32401-3117
Property CategoryCommercial
Property TypeCommercial > Retail > Wholesale Outlet, Discount Store (Franchise)
Local Zoning CodePC10
Legal Description8 4S 14W -57- 31B BEG AT PT ON S LI E BEACH DR AT 240 ELY OF NE COR BLK 15 GCD PLAT TH SW TO BAY NELY ON BAY TO S LI BCH DR TH WLY TO POB RIP RTS ORB 1343 P 870 ORB 2079 P 1356 ORB 2134 P 2115
Legal Range14W
Legal Township04S
Legal Section08
Legal SubdivisionGCD PLAT
Legal Block15
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1071
Census Tract2000

Owner

Source: Bay County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1030, PANAMA CITY, FL 32402-1030
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2017 · Amount on Record
Deed SaleMay 25, 2017 · Amount on Record
Prior SaleApr 19, 2002 · Amount on Record
Deed Document Number201729756
Deed Book / Page3903 / 1874
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,480.00 (+3.12%)$610,891 (+7.29%) Land $401,450 Building $209,441$610,891 (+7.29%) Land $401,450 Building $209,441
2024$11,133.00 (-1.11%)
2023$11,258.00 (+5.2%)$569,385 (-0.25%) Land $401,450 Building $167,935$569,385 (-0.25%) Land $401,450 Building $167,935
2022$10,702.00$570,839 Land $401,450 Building $169,389$570,839 Land $401,450 Building $169,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims93 (1984–2020)
Claims Outside the SFHA64 of 93
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 23 claims
  • Hurricane Dennis, Jul 2005 · 6 claims
  • Hurricane Opal, Oct 1995 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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