221 E Beach Dr, Panama City, FL 32401 Property Records

Bay County property record for 221 E Beach Dr, Panama City, FL 32401

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.032 acres (1,437 sqft)
OwnerCompany Name on Record
Last Sale$6,900,000 (Feb 2005)
Tax Bill$360 (2025)
Flood ZoneZone AE (high risk)
APN19529-000-000

Property Details

APN / Parcel Number

Primary APN19529-000-000

Interior

Total Rooms1 Room
Stories1 Story

Exterior

Lot Area1,437 sqft (0.032 acres)
Lot Dimensions50 ft deep x 29 ft wide
FenceFence
Boat AccessBoat Access

Location & Zoning

Street Address221 E BEACH DR
CityPANAMA CITY
StateFL
Zip32401
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodePC10
Legal Description8 4S 14W -51- 30B BEG 741.5' SELY OF SW COR LOT 1 BLK 12 G C D PLAT TH
Legal Range14W
Legal Township04S
Legal Section08
Legal Block12
Legal Lot Number1
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1052
Census Tract2000

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5972 PIZA CIR, YOUNGSTOWN, FL 32466-2414
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2005 · Amount on Record
Deed SaleFeb 11, 2005 · Amount on Record
Deed Document Number2005-011079
Deed Book / Page2563 / 0905
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$360.00 (-36.28%)$19,175 (-) Land $16,675 Building $2,500$19,175 (-) Land $16,675 Building $2,500
2023$565.00 (+14.84%)$19,175 (+1.93%) Land $16,675 Building $2,500$19,175 (+1.93%) Land $16,675 Building $2,500
2022$492.00$18,812 Land $16,312 Building $2,500$18,812 Land $16,312 Building $2,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims93 (1984–2020)
Claims Outside the SFHA64 of 93
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 23 claims
  • Hurricane Dennis, Jul 2005 · 6 claims
  • Hurricane Opal, Oct 1995 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on E Beach Dr

Nearby Streets

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