2385 S Fordney Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 2385 S Fordney Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,612 sqft · built 1972
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jun 2016)
Tax Bill	$2,860 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-11-2-01-2003-000`

Property Details

APN / Parcel Number

Primary APN	`15-11-2-01-2003-000`

Interior

Full Baths	1 Bath
Building Area	1,612 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Lot Area	348,480 sqft (8 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	210 sqft
Deck Area	Deck Area
Patio Area	96 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2385 S FORDNEY RD
City	HEMLOCK
State	MI
Zip	48626-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 263.43 FT OF S 1/2 OF N 1/2 OF SW 1/4 OF FRL NW 1/4 OF SEC 1 8.0 ACRES SEC 1 T11N R2E
Legal Range	02E
Legal Township	11N
Legal Section	01
Jurisdiction	SAGINAW MI
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2000
Census Tract	12300

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2385 S FORDNEY RD, HEMLOCK, MI 48626-9777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCIAL CU
May 28, 2021	Deed of Trust, Mortgage · Line of Credit UNITED FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2016 · Amount on Record
Deed Sale	Jun 14, 2016 · Amount on Record
Prior Sale	Aug 4, 1978 · Amount on Record
Deed Document Number	201617557
Deed Book / Page	2861 / 842
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2385 S FORDNEY RD, HEMLOCK, MI 48626-9777
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2385 S FORDNEY RD, HEMLOCK, MI 48626-9777

Mortgage

Document Number	2021019234
Date	May 26, 2021
Instrument	2021019234

Lender

Name	UNITED FINANCIAL CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2385 S FORDNEY RD, HEMLOCK, MI 48626-9777
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2385 S FORDNEY RD, HEMLOCK, MI 48626-9777

Mortgage

Document Number	2021019921
Date	May 28, 2021
Instrument	2021019921

Lender

Name	UNITED FINANCIAL CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Fremont Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,500 (+21.88%)	$205,000 (+21.88%)
2025	$2,860.00 (+28.83%) Homeowner's exemption
2023		$84,100	$168,200
2022	$2,220.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Fordney Rd

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