2123 S Fordney Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 2123 S Fordney Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,456 sqft · built 2004
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Apr 2004)
Tax Bill	$3,430 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-11-2-01-2002-003`

Property Details

APN / Parcel Number

Primary APN	`15-11-2-01-2002-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,456 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Lot Area	115,870 sqft (2.66 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	457 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2123 S FORDNEY RD
City	HEMLOCK
State	MI
Zip	48626-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW CORN OF SEC 1 TH S 550.92 FT TO POB TH N86DEG E 580 FT TH S 200 FT TH S86DEG W 580 FT TH N 200 FT TO POB 2.66 ACRES SEC 1 T11N R2E ***NEW # SPLIT FROM PARENT 2002-000 7/22/04
Legal Range	02E
Legal Township	11N
Legal Section	01
Jurisdiction	SAGINAW MI
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2000
Census Tract	12300

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2123 S FORDNEY RD, HEMLOCK, MI 48626-9777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 8, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2004 · Amount on Record
Deed Sale	Apr 14, 2004 · Amount on Record
Prior Sale	Dec 10, 2003 · Amount on Record
Deed Document Number	20047194989
Deed Book / Page	2271 / 1461
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2123 S FORDNEY RD, HEMLOCK, MI 48626-9777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 S FORDNEY RD, HEMLOCK, MI 48626-9777

Mortgage

Document Number	0000024238
Date	Sep 25, 2020
Instrument	2020024238

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2123 S FORDNEY RD, HEMLOCK, MI 48626-9777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022156
Date	Sep 4, 2019
Instrument	2019022156

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2123 S FORDNEY RD, HEMLOCK, MI 48626-9777
Document Number	0000014471
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2123 S FORDNEY RD HEMLOCK MI 486269777, HEMLOCK, MI 48626-9777

Mortgage

Document Number	0000014471
Date	May 16, 2018
Instrument	14471

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Fremont Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,600 (+21.52%)	$351,200 (+21.52%)
2024	$3,430.00 (+19.76%)
2023		$144,500	$289,000
2022	$2,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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