Saginaw County property record for 2386 S Fordney Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,706 sqft · built 1974 |
| Lot Size | 7.01 acres (305,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $376,000 (Jul 2021) |
| Tax Bill | $5,329 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-2-02-1004-002 |
| Primary APN | 15-11-2-02-1004-002 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,706 sqft Living Area |
| 1st Floor Area | 2,706 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Lot Area | 305,356 sqft (7.01 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 516 sqft |
| Deck Area | Deck Area |
| Patio Area | 418 sqft |
| Total Buildings | 4 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2386 S FORDNEY RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 928 FT OF N 1/2 OF S 1/2 OF NE FRL 1/4 EXC N 328 FT 7.01 ACRES SEC 2 T11N R2E |
| Legal Range | 02E |
| Legal Township | 11N |
| Legal Section | 02 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 12300 |
2386 S Fordney Rd is owned and occupied by an individual who bought it in July 2021.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2386 S FORDNEY RD, HEMLOCK, MI 48626-9777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on File |
| Deed Sale | Jul 2, 2021 · Amount on File |
| Prior Sale | Jan 24, 1978 · Amount on File |
| Deed Document Number | 202123185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jul 2, 2021 |
| Property Address | 2386 S FORDNEY RD, HEMLOCK, MI 48626-9777 |
| Document Number | 2021023185 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021023185 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2386 S FORDNEY RD, 2386, HEMLOCK, MI 48626-9777 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10423 COTTONWOOD DR, FREELAND, MI 48623-9125 |
| Document Number | 2021023186 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021023186 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 2386 S Fordney Rd was $5,329 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Fremont Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,100 | $480,200 | |
| 2025 | $5,329.00 Homeowner's exemption | ||
| 2023 | $143,800 | $287,600 | |
| 2022 | $4,788.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2386 S Fordney Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2386 S Fordney Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
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