2385 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2385 Bella Rdg, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · built 2023
Lot Size0.075 acres (3,293 sqft)
OwnerIndividual Name on Record
Tax Bill$2,766 (2025)
Deeds & MortgagesMar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN044-00-02-160.02

Property Details

APN / Parcel Number

Primary APN044-00-02-160.02

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2023
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area3,293 sqft (0.075 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2385 BELLA RDG
CityCOVINGTON
StateKY
Zip41017-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 160B PHASE C SEC 22 TUSCANY SUBD 0.0756 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase22
Legal Lot Number160B
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5078
Census Tract65300

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2385 BELLA RDG, COVINGTON, KY 41017-3531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2024
Deed SaleMar 6, 2024
Deed Document Number0000272955
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2385 BELLA RDG, COVINGTON, KY 41017-3531
Transaction TypeMortgage
Record UpdatedMar 22, 2024
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2515 BURNET AVE 501, 501, CINCINNATI, OH 45219-2511

Mortgage

Document Number0005900164
DateMar 6, 2024
Book PageKCM 531/184
Instrument24030605900164
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
AddressERLANGER, KY 41018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,766.00$279,200 Land $45,000 Building $234,200$279,200 Land $45,000 Building $234,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Bella Rdg

Nearby Streets

Search Property Records by Address or Parcel Number