Kenton County property record for 2381 Bella Rdg, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · built 2023 |
| Lot Size | 0.097 acres (4,208 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $310,000 (Sep 2026) |
| Tax Bill | $2,870 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Apr 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-00-02-159.02 |
| Primary APN | 044-00-02-159.02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,208 sqft (0.097 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 2381 BELLA RDG |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-3531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 159B PHASE C SEC 22 TUSCANY SUBD 0.0966 AC |
| Legal Subdivision | TUSCANY SUBDIVISION |
| Legal Phase | 22 |
| Legal Lot Number | 159B |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 5 |
| Census Block | 5078 |
| Census Tract | 65300 |
2381 Bella Rdg is owner-occupied and held in a trust since September 2026.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2381 BELLA RDG, COVINGTON, KY 41017-3531 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 18, 2026 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE |
| Apr 1, 2025 | Intrafamily Transfer, Transfer |
| Feb 2, 2024 | Deed, Subdivision Related Transfer · Conventional Mortgage COMPASS MORTGAGE INC |
| Sep 5, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on File |
| Deed Sale | Sep 18, 2026 · Amount on File |
| Prior Sale | Feb 2, 2024 · Amount on File |
| Deed Document Number | 2026091821392 |
| Deed Book / Page | 499 / 848 |
| Prior Transfer Date | Mar 27, 2025 |
| Prior Transfer Doc | 0005900066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 18, 2026 |
| Property Address | 2381 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0000021392 |
| Book / Page | 499 / 848 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 2026091821392 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $31,310.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2381 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 1, 2025 |
| Property Address | 2381 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0005900066 |
| Book / Page | KC 335 / 911 |
| Map Reference | SL 2353&2353A |
| Instrument Date | Mar 27, 2025 |
| Instrument | 25040105900066 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 2381 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 2, 2024 |
| Property Address | 2381 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0005900037 |
| Book / Page | KC 267 / 916 |
| Map Reference | SL 2353&2353A |
| Instrument Date | Jan 9, 2024 |
| Instrument | 24020205900037 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2381 BELLA RDG # 159B, 159B, COVINGTON, KY 41017-3531 |
| Document Number | 0005900038 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | 24020205900038 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 5, 2023 |
| Property Address | 2381 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0005900148 |
| Book / Page | KC 244 / 648 |
| Map Reference | SL 2353&2353A |
| Instrument Date | Aug 30, 2023 |
| Instrument | 23090505900148 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2381 Bella Rdg was $2,870.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,700 (-) Land $60,000 Building $229,700 | $289,700 (-) Land $60,000 Building $229,700 | |
| 2025 | $2,870.00 | $289,700 Land $60,300 Building $229,400 | $289,700 Land $60,300 Building $229,400 |
| 2023 | $586.00 | $55,000 Land $55,000 | $55,000 Land $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2381 Bella Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2381 Bella Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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