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2386 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2386 Bella Rdg, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · built 2024
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on File
Last Sale$330,413 (Apr 2024)
Tax Bill$2,787 (2025)
Deeds & MortgagesMortgage
Sep 2025 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN044-00-02-169.01

Property Details

APN / Parcel Number

Primary APN044-00-02-169.01

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Lot Area5,750 sqft (0.132 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2386 BELLA RDG
CityCOVINGTON
StateKY
Zip41017-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 169A PHASE C SEC 22 TUSCANY SUBD 0.132 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase22
Legal Lot Number169A
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5070
Census Tract65300

Owner

Source: Kenton County records · APN 044-00-02-169.01

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2386 BELLA RDG, COVINGTON, KY 41017-3531
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Deed of Trust, Mortgage
Sep 11, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Apr 29, 2024Deed, Subdivision Related Transfer
HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP
Nov 17, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2024 · Amount on Record
Deed SaleApr 29, 2024 · Amount on Record
Deed Document Number2024220
Deed Book / Page281 / 724
Record UpdatedSep 20, 2026

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2386 BELLA RDG, COVINGTON, KY 41017-3531
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2386 BELLA RDG, COVINGTON, KY 41017-3531
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900043
DateSep 11, 2025
Book PageKCM 686/162
Instrument25091105900043
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueSep 01, 2045

April 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateApr 29, 2024
Property Address2386 BELLA RDG, COVINGTON, KY 41017-3531
Document Number0005900220
Book / PageKC 281 / 724
Map ReferenceSL 2353&2353A
Instrument DateApr 01, 2024
Instrument24042905900220
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 28, 2025
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount Recorded
Tax$330.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2386 BELLA RDG, COVINGTON, KY 41017-3531

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 17, 2023
Property Address2386 BELLA RDG, COVINGTON, KY 41017-3531
Document Number0005900136
Book / PageKC 257 / 687
Map ReferencePL 2353&2353A
Instrument DateNov 03, 2023
Instrument23111705900136
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD, ERLANGER, KY 41018-1011

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityTaylor Mill City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,787.00 Homeowner's exemption$330,400 Land $45,100 Building $285,300$330,400 Land $45,100 Building $285,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 153 locations within half a mile of this property.

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