2380 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2380 Bella Rdg, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · built 2023
Lot Size	0.114 acres (4,948 sqft)
Owner	Individual Name on Record
Last Sale	$334,245 (Feb 2024)
Tax Bill	$3,311 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-00-02-171.02`

Property Details

APN / Parcel Number

Primary APN	`044-00-02-171.02`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	4,948 sqft (0.114 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2380 BELLA RDG
City	COVINGTON
State	KY
Zip	41017-3531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 171B PHASE C SEC 22 TUSCANY SUBD 0.1136 AC
Legal Subdivision	TUSCANY SUBDIVISION
Legal Phase	22
Legal Lot Number	171B
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	5
Census Block	5078
Census Tract	65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2380 BELLA RDG, COVINGTON, KY 41017-3531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2024 · Amount on Record
Deed Sale	Feb 8, 2024 · Amount on Record
Deed Document Number	20248
Deed Book / Page	268 / 622
Record Updated	Oct 29, 2026

February 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Feb 8, 2024
Property Address	2380 BELLA RDG, COVINGTON, KY 41017-3531
Document Number	0005900008
Book / Page	KC 268 / 622
Map Reference	SL 2361&2361A
Instrument Date	Jan 24, 2024
Instrument	24020805900008
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 19, 2024
Title Company	HOMESTEAD TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2380 BELLA RDG, COVINGTON, KY 41017-3531

Mortgage

Document Number	0005900009
Date	Feb 8, 2024
Book Page	KCM 525/286
Instrument	24020805900009

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company
Address	ERLANGER, KY 41018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,200 (-) Land $60,000 Building $274,200	$334,200 (-) Land $60,000 Building $274,200
2025	$3,311.00 (+465.02%)	$334,200 (+507.64%) Land $51,000 Building $283,200	$334,200 (+507.64%) Land $51,000 Building $283,200
2023	$586.00	$55,000 Land $55,000	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20