2381 E State Hwy 56, Bonham, TX 75418 Property Records

Fannin County property record for 2381 E State Hwy 56, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,000 sqft · built 1970
Lot Size	5.03 acres (219,412 sqft)
Owner	Individual Name on Record
Last Sale	$442,225 (May 2022)
Tax Bill	$4,698 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1131-003-0000-01`

Property Details

APN / Parcel Number

Primary APN	`1131-003-0000-01`
Alternative APN	`84700`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	219,412 sqft (5.03 acres)
Garage Type	Attached
Garage Area	432 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	630 sqft
Porch	Porch
Porch Area	412 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1131-003-0000-01
Street Address	2381 E STATE HIGHWAY 56
City	BONHAM
State	TX
Zip	75418-8809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A1131 T TOBY, ACRES 5.037
Legal Subdivision	INGLISH DIVISION
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1077
Census Tract	950402

Owner

Source: Fannin County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2381 E STATE HIGHWAY 56, BONHAM, TX 75418-8809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Vendor's Lien, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 19, 2021	Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	20224182
Prior Transfer Date	Oct 15, 2021
Prior Transfer Doc	2021007634
Record Updated	Sep 20, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	May 26, 2022
Property Address	2381 E STATE HIGHWAY 56, BONHAM, TX 75418-8809
Document Number	2022004182
Instrument Date	May 19, 2022
Instrument	2022004182
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2381 E STATE HIGHWAY 56, BONHAM, TX 75418-8809

Mortgage

Document Number	2022004183
Date	May 26, 2022
Instrument	2022004183

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Oct 19, 2021
Property Address	2381 E STATE HIGHWAY 56, BONHAM, TX 75418-8809
Document Number	2021007634
Map Reference	DOC 2021006788
Instrument Date	Oct 15, 2021
Instrument	2021007634
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2381 E STATE HIGHWAY 56, 2381, BONHAM, TX 75418-8809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2381 E STATE HIGHWAY 56, BONHAM, TX 75418-8809

Mortgage

Document Number	2021007635
Date	Oct 19, 2021
Instrument	2021007635

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Dodd City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,698.00 (+13.45%) Homeowner's exemption	$362,050 (-9.2%) Land $132,730 Building $229,320	$362,050 (-9.2%) Land $132,730 Building $229,320
2024	$4,141.00 (+363.2%)
2023		$398,740 Land $158,240 Building $240,500	$398,740 Land $158,240 Building $240,500
2018	$894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2019)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Feb 2019 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOIS D ARC MUD serves 3,011 people · EPA ID TX0740044
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	300 / 75
Verizon Fixed Wireless	300 / 20
Peoples Communications Fixed Wireless	100 / 10
360 Broadband Fixed Wireless	30 / 5
Zulu Internet Fixed Wireless	25 / 3

May also be available: AT&T, T-Mobile.

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