23809 Oak St, Waterloo, NE 68069 Property Records

Douglas County property record for 23809 Oak St, Waterloo, NE 68069 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms2 Baths
Architecture StyleSplit Foyer
Year BuiltBuilt 1975
Square Footage1,805 sqft Living Area
Lot Size7,412 sqft (0.17 acres)
OccupancyOwner Occupied
Tax Bill$3,378.00 (2024)

Property Details

APN / Parcel Number

Primary APN6132-0000-07
Alternative APNs
  • R0761320000
  • 0761320000

Interior

Bedrooms1 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,805 sqft Living Area
Gross Area2,403 sqft Gross Area
1st Floor1,005 sqft 1st Floor
Basement Area920 sqft Basement
Finished Basement800 sqft Finished
Unfinished Basement120 sqft Unfinished
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Foyer Style
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area7,412 sqft (0.17 acres)
Depth X Width109 ft x 68 ft Depth x Width
Deck Area140 sqft Deck
Patio Area540 sqft Patio
Porch Area478 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account NumberR0761320000
Street Address23809 OAK ST
CityWATERLOO
StateNE
Zip68069-9528
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCEDAR HOLLOW REPLAT LOT 8 BLOCK 0 IRREG
Legal SubdivisionCEDAR HOLLOW
Legal Lot Number8
JurisdictionDOUGLAS NE
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2047
Census Tract7508

Owner

Source: Douglas County records · APN 6132-0000-07

Assessment roll updated October 14, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23809 OAK ST, WATERLOO, NE 68069-9528
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MORIA DEVELOPMENT INC
Aug 12, 2019Deed of Trust, Mortgage · Closed End Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2023
Deed SaleMar 28, 2023
Deed Doc Number202319700
Record RefreshedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS NE
Recording DateMar 28, 2023
Property Address23809 OAK ST, WATERLOO, NE 68069-9528
Document Number0000019700
Instrument DateMar 16, 2023
Instrument2023019700
Transaction TypeTransfer
Record UpdatedApr 05, 2023
Title CompanyENCOMPASS T&E LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship

Mortgage

Document Number0000019701
DateMar 28, 2023
Instrument2023019701
Lender
NameMORIA DEVELOPMENT INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

Mortgage

Document Number0000019702
DateMar 28, 2023
Instrument2023019702
Lender
NameNEBRASKA INVESTMENT FINANCE AUTHORITY
TypeGovernment Agency
AddressLINCOLN, NE 68508
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Property Address23809 OAK ST, WATERLOO, NE 68069-9528
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062952
DateAug 12, 2019
Instrument2019062952
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed End Mortgage
AmountAmount Recorded
Term238 Months
DueJun 14, 2039

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated October 14, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNebraska
CountyDouglas County
MunicipalityWaterloo Village
Unified School DistrictDouglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$258,900 (+18.54%) Land $20,000 Building $238,900$258,900 (+18.54%) Land $20,000 Building $238,900
2024$3,378.00 (-5.75%)
2023$3,584.00 (+2.2%)$218,400 Land $20,000 Building $198,400$218,400 Land $20,000 Building $198,400
2022$3,507.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Douglas County (31055C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number