23715 Oak St, Waterloo, NE 68069 Property Records

Douglas County property record for 23715 Oak St, Waterloo, NE 68069 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,005 sqft · built 1975
Lot Size	0.212 acres (9,240 sqft)
Owner	2 Individual Names on File
Last Sale	$106,000 (Aug 2002)
Tax Bill	$2,787 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`R0760490000`

Property Details

APN / Parcel Number

Primary APN	`R0760490000`
Alternative APNs	`6049 0000 07` `0760490000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,005 sqft Living Area
Basement Area	920 sqft
Finished Basement	350 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 70 ft wide
Garage Type	Basement
Porch	Porch
Porch Area	60 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0760490000
Street Address	23715 OAK ST
City	WATERLOO
State	NE
Zip	68069-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HOLLOW LOT 50 BLOCK 0 IRREG
Legal Subdivision	CEDAR HOLLOW
Legal Lot Number	50
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2047
Census Tract	7508

Owner

Source: Douglas County records · APN R0760490000

Assessment roll updated December 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23715 OAK ST, WATERLOO, NE 68069-9529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 11, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 31, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2002 · Amount on Record
Deed Sale	Aug 27, 2002 · Amount on Record
Deed Document Number	2002 12482
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	23715 OAK ST, WATERLOO, NE 68069-9529
Transaction Type	Mortgage
Record Updated	Jan 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23715 OAK ST, WATERLOO, NE 68069-9529

Mortgage

Document Number	0000105675
Date	Dec 26, 2025
Instrument	2025105675

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	23715 OAK ST, WATERLOO, NE 68069-9529
Transaction Type	Mortgage
Record Updated	Jun 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036179
Date	Apr 11, 2022
Instrument	2022036179

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	23715 OAK ST, WATERLOO, NE 68069-9529
Document Number	0000062032
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Oct 04, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23715 OAK ST WATERLOO NE 680699529, WATERLOO, NE 68069-9529

Mortgage

Document Number	0000062032
Date	Aug 08, 2017
Instrument	62032

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 07, 2047

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated December 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,300 (+30.27%) Land $20,000 Building $194,300	$214,300 (+30.27%) Land $20,000 Building $194,300
2024	$2,787.00 (+3.26%)
2023	$2,699.00 (-8.63%)	$164,500 Land $20,000 Building $144,500	$164,500 Land $20,000 Building $144,500
2022	$2,954.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Douglas County (31055C), updated March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310550075082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 57 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2019 · 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
AMG Technology Investment Group	Fixed Wireless (licensed-by-rule)	500 / 200
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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