23805 Oak St, Waterloo, NE 68069 Property Records

Douglas County property record for 23805 Oak St, Waterloo, NE 68069 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage1,005 sqft Living Area
Lot Size7,605 sqft (0.174 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2023)
Tax Bill$3,362.00 (2024)

Property Details

APN / Parcel Number

Primary APNR0761340000
Alternative APNs
  • 6134 0000 07
  • 0761340000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,005 sqft Living Area
Basement Area920 sqft Basement
Finished Basement425 sqft Finished
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1975
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeBlock Foundation
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,605 sqft (0.174 acres)
Depth X Width117 ft x 65 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area576 sqft Garage

Exterior Amenities

FenceFence
Deck Area144 sqft Deck
Patio Area144 sqft Patio
PorchPorch
Porch Area284 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account NumberR0761340000
Street Address23805 OAK ST
CityWATERLOO
StateNE
Zip68069-9528
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCEDAR HOLLOW REPLAT LOT 10 BLOCK 0 IRREG
Legal SubdivisionCEDAR HOLLOW REPLAT
Legal Lot Number10
JurisdictionDOUGLAS NE
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2047
Census Tract7508

Owner

Source: Douglas County records · APN R0761340000

Assessment roll updated December 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address23805 OAK ST, WATERLOO, NE 68069-9528
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CMG MORTGAGE INC
Aug 18, 2021Deed of Trust, Mortgage · Line of Credit
CENTRIS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 2023 · Amount on Record
Deed SaleDec 15, 2023 · Amount on Record
Deed Doc Number0202394196
Deed Book / Page2023 / 94196
Record RefreshedJun 08, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS NE
Recording DateDec 15, 2023
Property Address23805 OAK ST, WATERLOO, NE 68069-9528
Document Number0000094196
Instrument DateNov 30, 2023
Instrument2023094196
Transaction TypeTransfer
Record UpdatedJan 10, 2024
Title CompanyNEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$596.25
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship

Mortgage

Document Number0000094197
DateDec 15, 2023
Instrument2023094197
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Property Address23805 OAK ST, WATERLOO, NE 68069-9528
Transaction TypeMortgage
Record UpdatedOct 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021109126
DateAug 18, 2021
Instrument2021109126
Lender
NameCENTRIS FCU
TypeCredit Union
AddressOMAHA, NE 68144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 17, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated December 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateNebraska
CountyDouglas County
MunicipalityWaterloo Village
Unified School DistrictDouglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$254,400 (+31.54%) Land $20,000 Building $234,400$254,400 (+31.54%) Land $20,000 Building $234,400
2024$3,362.00 (+5.96%)
2023$3,173.00 (-8.64%)$193,400 Land $20,000 Building $173,400$193,400 Land $20,000 Building $173,400
2022$3,473.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Douglas County (31055C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number