Douglas County property record for 23713 Oak St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 976 sqft · built 1975 |
| Lot Size | 0.194 acres (8,487 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Nov 2009) |
| Tax Bill | $2,832 (2024) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | R0760480000 |
| Primary APN | R0760480000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| Basement Area | 836 sqft |
| Finished Basement | 350 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,487 sqft (0.194 acres) |
| Lot Dimensions | 123 ft deep x 69 ft wide |
| Garage Type | Basement |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R0760480000 |
|---|---|
| Street Address | 23713 OAK ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR HOLLOW LOT 49 BLOCK 0 IRREG |
| Legal Subdivision | CEDAR HOLLOW |
| Legal Lot Number | 49 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 7508 |
Source: Douglas County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 23713 OAK ST, WATERLOO, NE 68069-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2009 · Amount on Record |
| Deed Sale | Nov 12, 2009 · Amount on Record |
| Prior Sale | Jul 8, 2003 · Amount on Record |
| Deed Document Number | 2009121295 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 23713 OAK ST, WATERLOO, NE 68069-9529 |
| Document Number | 0000066887 |
| Instrument Date | Aug 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23713 OAK ST WATERLOO NE 680699529, WATERLOO, NE 68069-9529 |
| Document Number | 0000066887 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 66887 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2048 |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Waterloo Village |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $209,500 (+25.3%) Land $20,000 Building $189,500 | $209,500 (+25.3%) Land $20,000 Building $189,500 | |
| 2024 | $2,832.00 (+3.24%) | ||
| 2023 | $2,743.00 (-8.66%) | $167,200 Land $20,000 Building $147,200 | $167,200 Land $20,000 Building $147,200 |
| 2022 | $3,003.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 38 (1978–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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