Scott County property record for 230 Redding Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,294 sqft · built 2019 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,574 (Jul 2020) |
| Tax Bill | $2,619 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-40-069.000 |
| Primary APN | 141-40-069.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,294 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Street Address | 230 REDDING RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYNES CROSSING II |
| Legal Subdivision | PAYNES CROSSING II |
| Legal Lot Number | 150 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40203 |
Source: Scott County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 230 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Jul 8, 2020 | Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on Record |
| Deed Sale | Jul 8, 2020 · Amount on Record |
| Deed Document Number | 2020418422 |
| Deed Book / Page | 415 / 544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 26, 2026 |
| Property Address | 230 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Document Number | 0000587420 |
| Book / Page | 1899 / 101 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026587420 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BLYTHE TITLE |
| Name | Verified Name |
|---|---|
| Address | 230 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Document Number | 0000587420, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 1899/101 |
| Instrument | 2026587420 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 8, 2020 |
| Property Address | 230 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Document Number | 00D415/544 |
| Book / Page | D415 / 544 |
| Map Reference | CAB 12 SL 167 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 418422 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 WALDEN DR, 3609, LEXINGTON, KY 40517-2020 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 230 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Document Number | 0000418423 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 418423 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,619.00 (+7.69%) | $294,100 (+9.62%) | $294,100 (+9.62%) |
| 2023 | $2,432.00 (+16.81%) | $268,300 (+11.79%) Land $45,000 Building $223,300 | $268,300 (+11.79%) Land $45,000 Building $223,300 |
| 2022 | $2,082.00 | $240,000 Land $35,000 Building $205,000 | $240,000 Land $35,000 Building $205,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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