St. Joseph County property record for 23753 Hidden River Dr, Sturgis, MI 49091
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,744 sqft · built 2003 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Sep 2018) |
| Tax Bill | $1,783 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-260-078-00 |
| Primary APN | 012-260-078-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,744 sqft Building Perimeter |
| 1st Floor Area | 1,737 sqft |
| Basement Area | 1,737 sqft |
| Unfinished Basement | 1,737 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Area | 550 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 23753 HIDDEN RIVER DR |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-8309 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNITS 78 & 79 ISLAND HILLS PHASE 2 CONDO SUB #27 NE 1/4 SEC 32 T6S R10W. (COMB W/ 012-260-079-00 FOR 2025) |
| Legal Range | 10W |
| Legal Township | 06S |
| Legal Section | 32 |
| Legal Subdivision | CONDO ISLAND |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | NOTTAWA |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 41301 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23753 HIDDEN RIVER DR, STURGIS, MI 49091-8309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Sep 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on Record |
| Deed Sale | Sep 21, 2018 · Amount on Record |
| Prior Sale | Jun 13, 2006 · Amount on Record |
| Deed Book / Page | 1931 / 947 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 23753 HIDDEN RIVER DR, STURGIS, MI 49091-8309 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2020004788 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020004788 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 21, 2018 |
| Property Address | 23753 HIDDEN RIVER DR, STURGIS, MI 49091-8309 |
| Document Number | 01931/0947 |
| Book / Page | 1931 / 0947 |
| Instrument Date | Sep 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,580.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23753 HIDDEN RIVER DR, 23753, STURGIS, MI 49091-8309 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23753 HIDDEN RIVER DR, STURGIS, MI 49091-8309 |
| Investor | Possibly a Property Investor |
| Document Number | 0001931950 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 1931/950 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Nottawa Township |
| Elementary School District | Nottawa Community School (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,900 | $409,800 | |
| 2025 | $1,783.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Spectrum.
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