23715 Hidden River Dr, Sturgis, MI 49091 Property Records

St. Joseph County property record for 23715 Hidden River Dr, Sturgis, MI 49091

Property Summary

Property Type	Condominium
Details	2,374 sqft · built 2001
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jul 2006)
Tax Bill	$2,002 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012-260-076-00`

Property Details

APN / Parcel Number

Primary APN	`012-260-076-00`

Interior

Building Area	2,374 sqft Building Perimeter

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Lot Area	52,708 sqft (1.21 acres)

Location & Zoning

Street Address	23715 HIDDEN RIVER DR
City	STURGIS
State	MI
Zip	49091-8309
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNITS 76 & 77 ISLAND HILLS PHASE 2 CONDO SUB #27 NE 1/4 SEC 32 T6S R10W. (COMB W/ 012-260-077-00 FOR 2021)
Legal Range	10W
Legal Township	06S
Legal Section	32
Legal Subdivision	CONDO ISLAND
Jurisdiction	ST JOSEPH MI
Township / Civil Division	NOTTAWA
Census Block Group	3
Census Block	3060
Census Tract	41301

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23715 HIDDEN RIVER DR, STURGIS, MI 49091-8309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit OMNI COMMUNITY CU
May 6, 2020	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2006 · Amount on Record
Deed Sale	Jul 20, 2006 · Amount on Record
Deed Book / Page	1385 / 597
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	23715 HIDDEN RIVER DR, STURGIS, MI 49091-8309
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	CALHOUN TITLE AND ESCROW AGENCY, CALHOUN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23715 HIDDEN RIVER DR, STURGIS, MI 49091-8309

Mortgage

Document Number	2022006787
Date	Jul 29, 2022
Instrument	2022006787

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	356 Months
Due	Mar 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	23715 HIDDEN RIVER DR, STURGIS, MI 49091-8309
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23715 HIDDEN RIVER DR, STURGIS, MI 49091-8309

Mortgage

Document Number	2020001338
Date	May 6, 2020
Instrument	2020001338

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Nottawa Township
Elementary School District	Nottawa Community School (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,700 (+34.85%)	$515,400 (+34.85%)
2025	$2,002.00 Homeowner's exemption
2023		$191,100 Land $48,000 Building $143,100	$382,200 Land $96,000 Building $286,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

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