23587 Hidden River Dr, Sturgis, MI 49091 Property Records

St. Joseph County property record for 23587 Hidden River Dr, Sturgis, MI 49091

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,651 sqft · built 2003
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Sep 2020)
Tax Bill	$1,594 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-260-066-00`

Property Details

APN / Parcel Number

Primary APN	`012-260-066-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,651 sqft Building Perimeter
1st Floor Area	1,651 sqft
Basement Area	1,651 sqft
Unfinished Basement	1,651 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	36,590 sqft (0.84 acres)
Garage Area	726 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	23587 HIDDEN RIVER DR
City	STURGIS
State	MI
Zip	49091-8322
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 66 ISLAND HILLS PHASE 2 CONDO SUB #27 NE 1/4 SEC 32 T6S R10W. (REPLACES PART OF 012-032-001-66 JAN/06)
Legal Range	10W
Legal Township	06S
Legal Section	32
Legal Subdivision	CONDO ISLAND
Jurisdiction	ST JOSEPH MI
Township / Civil Division	NOTTAWA
Census Block Group	3
Census Block	3060
Census Tract	41301

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23587 HIDDEN RIVER DR, STURGIS, MI 49091-8322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Jul 21, 2004 · Amount on Record
Deed Document Number	20205237
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	23587 HIDDEN RIVER DR, STURGIS, MI 49091-8322
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022006713
Date	Jul 27, 2022
Instrument	2022006713

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 4, 2020
Property Address	23587 HIDDEN RIVER DR, STURGIS, MI 49091-8322
Document Number	2020005237
Instrument Date	Aug 28, 2020
Instrument	2020005237
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,167.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23587 HIDDEN RIVER DR, 23587, STURGIS, MI 49091-8322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 W HAMILTON CIR, BATTLE CREEK, MI 49015-4017

Mortgage

Date	Sep 4, 2020

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Nottawa Township
Elementary School District	Nottawa Community School (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,800	$395,600
2025	$1,594.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

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