2374 E Ridge Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2374 E Ridge Rd, Decorah, IA 52101

Property Summary

Property Type	Rural Home
Details	4 ba · 2,518 sqft · built 2014
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,000 (Nov 2013)
Tax Bill	$5,612 (2025)
Deeds & Mortgages	Jul 2015 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112520001500`

Property Details

APN / Parcel Number

Primary APN	`112520001500`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,518 sqft Living Area
Basement Area	2,518 sqft
Finished Basement	1,500 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,961 sqft (2.18 acres)
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2374 E RIDGE RD
City	DECORAH
State	IA
Zip	52101-7572
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 1 NE NE
Legal Range	08W
Legal Township	98N
Legal Section	25
Legal Lot Number	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2071
Census Tract	950400

Owner

Source: Winneshiek County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2374 E RIDGE RD, DECORAH, IA 52101-7572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2015	Deed of Trust, Mortgage · USDA Mortgage USDA
Apr 5, 2018	Deed of Trust, Mortgage DECORAH BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2013 · Amount on Record
Deed Sale	Nov 18, 2013 · Amount on Record
Deed Document Number	20133866
Deed Book / Page	2013 / 3866
Prior Transfer Date	Aug 7, 2013
Prior Transfer Doc	02013/3866
Record Updated	Jun 8, 2026

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2374 E RIDGE RD, DECORAH, IA 52101-7572
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02015/2013
Date	Jul 9, 2015
Book Page	2015/2013
Instrument	2015 2013

Lender

Name	USDA
Type	Government Agency
Address	DECORAH, IA 52101

Agreement

Type	USDA Mortgage

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2374 E RIDGE RD, DECORAH, IA 52101-7572
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000923
Date	Apr 5, 2018
Book Page	0000002018/0000000923
Instrument	000000000923

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,612.00 Homeowner's exemption	$529,340 (+13.95%) Land $3,710 Building $525,630	$529,340 (+13.95%) Land $3,710 Building $525,630
2024	$5,612.00 (+5.73%)
2023		$464,540 (+14.11%) Land $2,750 Building $461,790	$464,540 (+14.11%) Land $2,750 Building $461,790
2022	$5,308.00 Homeowner's exemption Additional exemption filed	$407,110 Land $2,210 Building $404,900
2021			$407,110 Land $2,210 Building $404,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
GigFire Fixed Wireless	100 / 20

May also be available: Acentek.

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