2369 E Ridge Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2369 E Ridge Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,274 sqft · built 1992
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,580 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112517900800`

Property Details

APN / Parcel Number

Primary APN	`112517900800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
Basement Area	1,274 sqft
Finished Basement	1,050 sqft
Unfinished Basement	224 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,192 sqft (1.29 acres)
Lot Dimensions	374 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2369 E RIDGE RD
City	DECORAH
State	IA
Zip	52101-7572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 424' OF LOT 2-1-2-2-1 SE NW
Legal Range	08W
Legal Township	98N
Legal Section	25
Legal Lot Number	1,2
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2071
Census Tract	950400

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2369 E RIDGE RD, DECORAH, IA 52101-7572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Jul 2, 2019	Deed of Trust, Mortgage · Balloon Mortgage DECORAH BANK & TRUST COMPANY
Feb 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2369 E RIDGE RD, DECORAH, IA 52101-7572
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2922
Date	Jul 31, 2020
Book Page	2020/2922
Instrument	2020 2922

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2369 E RIDGE RD, DECORAH, IA 52101-7572
Transaction Type	Mortgage
Record Updated	Jul 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1739
Date	Jul 2, 2019
Book Page	2019/1739
Instrument	1739

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2029

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2369 E RIDGE RD, DECORAH, IA 52101-7572
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017 0473
Date	Feb 16, 2017
Book Page	2017/0473
Instrument	2017 0473

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,580.00	$323,500 (-) Land $40,820 Building $282,680	$323,500 (-) Land $40,820 Building $282,680
2025	$3,580.00 (+6.04%) Homeowner's exemption	$323,500 (+13.8%) Land $40,820 Building $282,680	$323,500 (+13.8%) Land $40,820 Building $282,680
2024	$3,376.00 (+6.9%)
2023		$284,280 (+15.3%) Land $40,820 Building $243,460	$284,280 (+15.3%) Land $40,820 Building $243,460
2022	$3,158.00 Homeowner's exemption	$246,560 Land $34,020 Building $212,540
2021			$246,560 Land $34,020 Building $212,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
GigFire Fixed Wireless	100 / 20

May also be available: Acentek.

Nearby Properties on E Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures