2359 E Ridge Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2359 E Ridge Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,232 sqft · built 1981
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,020 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112517900600`

Property Details

APN / Parcel Number

Primary APN	`112517900600`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft
Finished Basement	44 sqft
Unfinished Basement	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	245 ft deep x 151 ft wide
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Deck Area	412 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2359 E RIDGE RD
City	DECORAH
State	IA
Zip	52101-7572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3-1-1-1-1 SE NW
Legal Range	08W
Legal Township	98N
Legal Section	25
Legal Lot Number	1-3
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2071
Census Tract	950400

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2359 E RIDGE RD, DECORAH, IA 52101-7572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2359 E RIDGE RD, DECORAH, IA 52101-7572
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/3033
Date	Aug 7, 2020
Book Page	2020/3033
Instrument	2020 3033

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Sep 1, 2032

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2359 E RIDGE RD, DECORAH, IA 52101-7572
Transaction Type	Mortgage
Record Updated	Apr 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017 0916
Date	Apr 3, 2017
Book Page	2017/0916
Instrument	2017 0916

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,020.00	$274,690 (-) Land $38,490 Building $236,200	$274,690 (-) Land $38,490 Building $236,200
2025	$3,020.00 (+5.74%) Homeowner's exemption	$274,690 (+13.43%) Land $38,490 Building $236,200	$274,690 (+13.43%) Land $38,490 Building $236,200
2024	$2,856.00 (+7.53%)
2023		$242,170 (+15.98%) Land $38,490 Building $203,680	$242,170 (+15.98%) Land $38,490 Building $203,680
2022	$2,656.00 Homeowner's exemption	$208,810 Land $32,070 Building $176,740
2021			$208,810 Land $32,070 Building $176,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
GigFire Fixed Wireless	100 / 20

May also be available: Acentek.

Nearby Properties on E Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures