2380 E Ridge Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2380 E Ridge Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,170 sqft · built 1846
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112520000500`

Property Details

APN / Parcel Number

Primary APN	`112520000500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,170 sqft Living Area
1st Floor Area	660 sqft
Basement Area	1,085 sqft
Unfinished Basement	1,085 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1846
Effective Year Built	Effective 1846
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	180 sqft

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Granary	Granary
Lean-To	Lean-To
Silo	Silo

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2380 E RIDGE RD
City	DECORAH
State	IA
Zip	52101-7572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 NW NE
Legal Range	08W
Legal Township	98N
Legal Section	25
Legal Lot Number	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2071
Census Tract	950400

Owner

Source: Winneshiek County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2380 E RIDGE RD, DECORAH, IA 52101-7572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit KERNDT BROTHERS SAVINGS BANK
Aug 21, 2017	Deed of Trust, Mortgage · Line of Credit KERNDT BROTHERS SAVINGS BANK
Aug 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage KERNDT BROTHERS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 5, 2011
Transfer Doc	2011/2280
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2380 E RIDGE RD, DECORAH, IA 52101-7572
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/3057
Date	Sep 29, 2022
Book Page	2022/3057
Instrument	2022 3057

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2032

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2380 E RIDGE RD, DECORAH, IA 52101-7572
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2456
Date	Aug 21, 2017
Book Page	2017/2456
Instrument	2017 2456

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank
Address	LANSING, IA 52151

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 15, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2380 E RIDGE RD, DECORAH, IA 52101-7572
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2455
Date	Aug 21, 2017
Book Page	2017/2455
Instrument	2017 2455

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank
Address	LANSING, IA 52151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,608.00 Homeowner's exemption	$250,410 (+12.84%) Land $57,600 Building $192,810	$250,410 (+12.84%) Land $57,600 Building $192,810
2024	$2,608.00 (+7.86%)
2023		$221,910 (+16.23%) Land $57,600 Building $164,310	$221,910 (+16.23%) Land $57,600 Building $164,310
2022	$2,418.00 Homeowner's exemption	$190,920 Land $48,000 Building $142,920
2021			$190,920 Land $48,000 Building $142,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
GigFire Fixed Wireless	100 / 20

May also be available: Acentek.

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