23725 Determine Ln, Monterey, CA 93940 Property Records

Monterey County property record for 23725 Determine Ln, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,447 sqft · built 1984
Lot Size2.57 acres (112,242 sqft)
Owner2 Individual Names on Record
Last Sale$1,200,000 (Jul 2026)
Tax Bill$16,264 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN173-101-042-000

Property Details

APN / Parcel Number

Primary APN173-101-042-000
Alternative APN
  • 173-101-042

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,447 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area112,242 sqft
Garage Area547 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number173-101-042
Street Address23725 DETERMINE LN
CityMONTEREY
StateCA
Zip93940-6516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAGUNA SECA RANCH ESTATES NO 2 TRACT NO 893 LOT 42 2.613 AC EXC SCENIC EASEMENT TO MONTEREY CO R1412 PG 464 JUNE 10 1980
Legal SubdivisionLAGUNA SECA RANCH ESTATES NO 2
Legal Tract893
Legal Block1
Legal Lot Number42
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1003
Census Tract13200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23725 DETERMINE LN, MONTEREY, CA 93940-6516
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2026 · Amount on Record
Deed SaleJul 9, 2026 · Amount on Record
Deed Document Number202623247
Prior Transfer DateMar 30, 2006
Prior Transfer Doc0000031889
Record UpdatedOct 29, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJul 9, 2026
Property Address23725 DETERMINE LN, MONTEREY, CA 93940-6516
Document Number0000023247
Instrument DateJun 15, 2026
Instrument202623247
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$133,320.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23725 DETERMINE LN, MONTEREY, CA 93940-6516

Mortgage

Document Number0000023248,
DateJul 9, 2026
Instrument202623248
Lender
NameFREMONT BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.63%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Secondary School DistrictSalinas Union High School District (07 - 12)
Elementary School DistrictWashington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,562,500 (+8.89%) Land $800,000 Building $762,500
2025$16,264.00 (+0.79%)$1,435,000 (-2.97%) Land $800,000 Building $635,000
2023$16,137.00 (+2.07%)$1,479,000 Land $951,000 Building $528,000
2022$15,809.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Determine Ln

Nearby Streets

Search Property Records by Address or Parcel Number