2365 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2365 Bella Rdg, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · built 2023
Lot Size0.095 acres (4,134 sqft)
Owner2 Individual Names on Record
Last Sale$289,500 (May 2023)
Tax Bill$2,868 (2025)
Deeds & MortgagesJan 2023 Mortgage
May 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN044-00-02-155.02

Property Details

APN / Parcel Number

Primary APN044-00-02-155.02

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area4,134 sqft (0.095 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2365 BELLA RDG
CityCOVINGTON
StateKY
Zip41017-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 155B PHASE C SEC 22 TUSCANY SUBD 0.0949 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase22
Legal Lot Number155B
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5078
Census Tract65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2365 BELLA RDG, COVINGTON, KY 41017-3531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Deed of Trust, Mortgage · Unknown
FISCHER LENDING COMPANY LP
May 31, 2023Deed, Subdivision Related Transfer
HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP
Dec 29, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2023 · Amount on Record
Deed SaleMay 31, 2023 · Amount on Record
Deed Document Number2023113
Deed Book / Page228 / 974
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2365 BELLA RDG, COVINGTON, KY 41017-3531
Transaction TypeMortgage
Record UpdatedJan 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900035
DateJan 26, 2023
Book PageKC 210/910
Instrument23012605900035
Lender
NameFISCHER LENDING COMPANY LP
TypeNon-Lending Institution
AddressERLANGER, KY 41018
Agreement
TypeUnknown
AmountAmount Recorded
Term3 Months
DueMar 31, 2023

May 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateMay 31, 2023
Property Address2365 BELLA RDG, COVINGTON, KY 41017-3531
Document Number0005900113
Book / PageKC 228 / 974
Map ReferenceSL 2353&2353A
Instrument DateMay 23, 2023
Instrument23053105900113
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 12, 2024
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address2365 BELLA RDG, COVINGTON, KY 41017-3531

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 29, 2022
Property Address2365 BELLA RDG, COVINGTON, KY 41017-3531
Document Number0005900132
Book / Page207 / 221
Map ReferenceSL 2353-2353A
Instrument DateDec 22, 2022
Instrument22122905900132
Transaction TypeTransfer
Record UpdatedJan 12, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$289,500 (-) Land $60,000 Building $229,500$289,500 (-) Land $60,000 Building $229,500
2025$2,868.00$289,500 Land $44,000 Building $245,500$289,500 Land $44,000 Building $245,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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