Kenton County property record for 2360 Bella Rdg, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · built 2022 |
| Lot Size | 0.119 acres (5,166 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,282 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-00-02-176.02 |
| Primary APN | 044-00-02-176.02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 5,166 sqft (0.119 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 2360 BELLA RDG |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-3531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 176B PHASE C SEC 21 TUSCANY SUBD 0.1186 AC |
| Legal Subdivision | TUSCANY SUBDIVISION |
| Legal Phase | 21 |
| Legal Lot Number | 176B |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 5 |
| Census Block | 5078 |
| Census Tract | 65300 |
2360 Bella Rdg is owned and occupied by two individuals who acquired it in December 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2360 BELLA RDG, COVINGTON, KY 41017-3531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Dec 13, 2022 | Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC |
| Apr 26, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2022 |
| Deed Sale | Dec 13, 2022 |
| Deed Document Number | 20228 |
| Deed Book / Page | 204 / 663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 12, 2026 |
| Property Address | 2360 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0000012377 |
| Book / Page | 445 / 466 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202612377 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 2360 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0000012377, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 445/466 |
| Instrument | 202612377 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate | 5.64% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 13, 2022 |
| Property Address | 2360 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0005900008 |
| Book / Page | 204 / 663 |
| Map Reference | MB 156 PG 459 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 22121305900008 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2360 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0005900009 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 22121305900009 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 26, 2022 |
| Property Address | 2360 BELLA RDG, COVINGTON, KY 41017-3531 |
| Document Number | 0005900023 |
| Book / Page | 161 / 751 |
| Map Reference | PL 1 SL 2313&2313A |
| Instrument Date | Apr 18, 2022 |
| Instrument | 22042605900023 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
The 2025 property tax bill for 2360 Bella Rdg was $3,282.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,700 (+2.87%) Land $60,000 Building $280,700 | $340,700 (+2.87%) Land $60,000 Building $280,700 | |
| 2025 | $3,282.00 | $331,200 Land $40,500 Building $290,700 | $331,200 Land $40,500 Building $290,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2360 Bella Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2360 Bella Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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