2369 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2369 Bella Rdg, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · built 2023
Lot Size0.076 acres (3,311 sqft)
OwnerIndividual Name on Record
Last Sale$318,000 (Jun 2025)
Tax Bill$2,777 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Nov 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN044-00-02-156.02

Property Details

APN / Parcel Number

Primary APN044-00-02-156.02

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2023
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area3,311 sqft (0.076 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2369 BELLA RDG
CityCOVINGTON
StateKY
Zip41017-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 156B PHASE C SEC 22 TUSCANY SUBD 0.076 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase22
Legal Lot Number156B
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5078
Census Tract65300

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2369 BELLA RDG, COVINGTON, KY 41017-3531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2025Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Nov 15, 2023Deed, Subdivision Related Transfer
HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP
Jun 6, 2023Warranty Deed, Transfer · Stand-Alone Second Mortgage
FISCHER LENDING COMPANY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2025 · Amount on Record
Deed SaleJun 26, 2025 · Amount on Record
Prior SaleNov 15, 2023 · Amount on Record
Deed Document Number0000256910
Deed Book / Page256 / 910
Record UpdatedJun 8, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 26, 2025
Property Address2369 BELLA RDG, COVINGTON, KY 41017-3531
Document Number0005900109
Book / PageKC 349 / 369
Map ReferenceSL 2353&2353A
Instrument DateJun 23, 2025
Instrument25062605900109
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title CompanyLAWYERS TTL OF CINCINNATI IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9828 WINDSOR WAY, FLORENCE, KY 41042-9201

Transferred To (Grantee/Buyer)

NameVerified Name
Address2369 BELLA RDG, COVINGTON, KY 41017-3531

Mortgage

Document Number0005900110
DateJun 26, 2025
Instrument25062605900110
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

November 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateNov 15, 2023
Property Address2369 BELLA RDG, COVINGTON, KY 41017-3531
Document Number0005900026
Book / PageKC 256 / 910
Map ReferenceSL 2353&2353A
Instrument DateOct 10, 2023
Instrument23111505900026
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 12, 2024
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount Recorded
Tax$280.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address2369 BELLA RDG, COVINGTON, KY 41017-3531

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 6, 2023
Property Address2369 BELLA RDG, COVINGTON, KY 41017-3531
Document Number0005900118
Book / PageKC 229 / 742
Map ReferenceSL 2353-2353A
Instrument DateMay 30, 2023
Instrument23060605900118
Transaction TypeTransfer
Record UpdatedJan 12, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Mortgage

Document Number0005900022
DateJun 23, 2023
Book PageKC 232/348
Instrument23062305900022
Lender
NameFISCHER LENDING COMPANY LLC
TypeNon-Lending Institution
AddressERLANGER, KY 41018
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term22 Months
DueMar 31, 2025

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,777.00$280,300 Land $55,000 Building $225,300$280,300 Land $55,000 Building $225,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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