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2362 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2362 Bella Rdg, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · built 2023
Lot Size0.119 acres (5,162 sqft)
Owner2 Individual Names on Record
Last Sale$796,083 (Jun 2024)
Tax Bill$2,779 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN044-00-02-175.01

Property Details

APN / Parcel Number

Primary APN044-00-02-175.01

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area5,162 sqft (0.119 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2362 BELLA RDG
CityCOVINGTON
StateKY
Zip41017-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 175A PHASE C SEC 21 TUSCANY SUBD 0.1185 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase21
Legal Lot Number175A
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5078
Census Tract65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2447 LILLYWOOD WAY, CRESCENT SPRINGS, KY 41017-4022
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Deed of Trust, Mortgage · Unknown
FISCHER LENDING COMPANY LLC
Jan 20, 2023Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2024 · Amount on Record
Deed SaleJun 12, 2024 · Amount on Record
Deed Document Number2024261
Deed Book / Page288 / 965
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2362 BELLA RDG, COVINGTON, KY 41017-3531
Transaction TypeMortgage
Record UpdatedJan 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900046
DateJul 21, 2022
Book Page178/422
Instrument22072105900046
Lender
NameFISCHER LENDING COMPANY LLC
TypeNon-Lending Institution
AddressERLANGER, KY 41018
Agreement
TypeUnknown
AmountAmount Recorded
Term9 Months
DueMar 31, 2023

January 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJan 20, 2023
Property Address2362 BELLA RDG, COVINGTON, KY 41017-3531
Document Number0005900133
Book / PageKC 210 / 220
Map ReferenceSL 2313&2313A
Instrument DateJan 6, 2023
Instrument23012005900133
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 12, 2024
Title CompanyHOMESTEAD TITLE AGENCY LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2362 BELLA RDG, COVINGTON, KY 41017-3531

Mortgage

Document Number0005900134
DateJan 20, 2023
Book PageKCM 435/499
Instrument23012005900134
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
AddressERLANGER, KY 41018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2038

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$329,600 (-) Land $60,000 Building $269,600$329,600 (-) Land $60,000 Building $269,600
2025$2,779.00 Disabled Person's exemption$329,600 Land $62,600 Building $267,000$329,600 Land $62,600 Building $267,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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