2364 Pine Tree Ter, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2364 Pine Tree Ter, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,266 sqft · built 1978
Lot Size	1.13 acres (49,401 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (May 2012)
Tax Bill	$5,789 (2025)
Deeds & Mortgages	Jun 2024 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-760-1195-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-1195-6`
Alternative APNs	`18-28-16-71732-000-0020` `281618717320000020` `162818717320000020` `R188885`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,266 sqft Living Area
Gross Area	4,351 sqft
1st Floor Area	3,266 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Frame/Wood
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	49,401 sqft (1.13 acres)
Lot Dimensions	165 ft deep x 120 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	305 sqft
Deck Area	540 sqft
Patio Area	540 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R188885
Street Address	2364 PINE TREE TER
City	PALM HARBOR
State	FL
Zip	34683-6720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PINE TREE SUB LOT 2
Legal Range	16E
Legal Township	28S
Legal Section	18
Legal Subdivision	PINE TREE SUB
Legal Tract	71732
Legal Block	2
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2002
Census Tract	27208

Owner

2364 Pine Tree Ter is owned and occupied by two individuals who acquired it in May 2024.

Source: Pinellas County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2364 PINE TREE TER, PALM HARBOR, FL 34683-6720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 16, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2012 · Amount on File
Deed Sale	May 15, 2012 · Amount on File
Prior Sale	Jul 10, 2003 · Amount on File
Deed Document Number	2012140467
Deed Book / Page	17583 / 968
Last Transfer Date	May 24, 2024
Transfer Doc	0228222375
Record Updated	Oct 29, 2026

June 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jun 6, 2024
Property Address	2364 PINE TREE TER, PALM HARBOR, FL 34683-6720
Document Number	0228222375
Book / Page	22822 / 2375
Map Reference	MB 65 PG 67
Instrument Date	May 24, 2024
Instrument	2024144458
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2364 PINE TREE TER, PALM HARBOR, FL 34683-6720

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2364 PINE TREE TER, PALM HARBOR, FL 34683-6720

Mortgage

Document Number	0228222378
Date	Jun 6, 2024
Instrument	22822/2378

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2039

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2364 PINE TREE TER, PALM HARBOR, FL 34683-6720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0205411750
Date	May 16, 2019
Book Page	20541/1750
Instrument	2019155022

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2364 Pine Tree Ter was $5,789 with a homeowner's exemption, up 5.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,789.00 (+5.74%) Homeowner's exemption	$345,435	$876,362 Land $266,114 Building $610,248
2024	$5,475.00 (+1.63%)
2023	$5,387.00 (+2.81%) Homeowner's exemption	$325,922 (+3%)	$762,715 (+14.79%) Land $296,092 Building $466,623
2022	$5,240.00 Homeowner's exemption	$316,429	$664,451 Land $297,576 Building $366,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2364 Pine Tree Ter in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	19 of 22
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2364 Pine Tree Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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