2331 Pine Tree Ter, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2331 Pine Tree Ter, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,590 sqft · built 1983
Lot Size	0.566 acres (24,659 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Dec 2021)
Tax Bill	$8,221 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-760-1199-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-1199-8`
Alternative APNs	`18-28-16-71733-000-0030` `281618717330000030` `162818717330000030` `R188889`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,590 sqft Living Area
Gross Area	4,822 sqft
1st Floor Area	2,106 sqft
Upper Floors Area	1,484 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	24,659 sqft (0.566 acres)
Lot Dimensions	172 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	856 sqft
Deck Area	Deck Area
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R188889
Street Address	2331 PINE TREE TER
City	PALM HARBOR
State	FL
Zip	34683-6720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PINE TREE SUB PART REP LOT 3
Legal Range	16E
Legal Township	28S
Legal Section	18
Legal Subdivision	PINE TREE SUB PART REP
Legal Tract	71733
Legal Lot Number	3
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2002
Census Tract	27208

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2331 PINE TREE TER, PALM HARBOR, FL 34683-6720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed, Transfer · Conventional Mortgage OAKTREE FUNDING CORP
Oct 11, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Oct 8, 2002 · Amount on Record
Deed Document Number	2021393372
Deed Book / Page	21835 / 327
Transfer Doc	1180000131
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 3, 2021
Property Address	2331 PINE TREE TER, PALM HARBOR, FL 34683-6720
Document Number	0218350327
Book / Page	21835 / 327
Map Reference	MB 73 PG 2
Instrument Date	Nov 30, 2021
Instrument	2021393372
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4108 SW GREENLEAF CT, PORTLAND, OR 97221-3215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2331 PINE TREE TER, PALM HARBOR, FL 34683-6720

Mortgage

Document Number	0021835329
Date	Dec 3, 2021
Instrument	21835/329

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 11, 2021
Property Address	2331 PINE TREE TER, PALM HARBOR, FL 34683-6720
Document Number	0217560081
Book / Page	21756 / 81
Map Reference	MB 73 PG 2
Instrument Date	Sep 2, 2021
Instrument	2021332279
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2331 PINE TREE TER, PALM HARBOR, FL 34683-6720

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	333 NW 9TH AVE, PORTLAND, OR 97209-3120

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2331 PINE TREE TER, PALM HARBOR, FL 34683-6720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195261871
Date	Feb 21, 2017
Book Page	19526/1871
Instrument	2017055693

Lender

Name	INNOVATIVE MORTGAGE SERVICES
Type	Mortgage Company
Address	LUTZ, FL 33558

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2331 PINE TREE TER, PALM HARBOR, FL 34683-6720
Document Number	0209671054
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2331 PINE TREE TER PALM HARBOR FL 346836720, PALM HARBOR, FL 34683-6720

Mortgage

Document Number	0209671054
Date	Apr 16, 2020
Book Page	020967/001054
Instrument	125383

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2045

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,221.00 (+7.07%) Homeowner's exemption	$489,768 (+5.99%)	$765,241 (+24.3%) Land $156,440 Building $608,801
2023	$7,678.00 (+2.66%) Homeowner's exemption	$462,102 (+3%)	$615,640 (+14.29%) Land $161,894 Building $453,746
2022	$7,479.00 Homeowner's exemption	$448,643	$538,645 Land $176,251 Building $362,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	19 of 22
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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