2330 Pine Tree Ter, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2330 Pine Tree Ter, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,368 sqft · built 1989
Lot Size	0.572 acres (24,903 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,900 (Jan 2017)
Tax Bill	$5,538 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-760-1198-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-1198-0`
Alternative APNs	`18-28-16-71733-000-0020` `281618717330000020` `162818717330000020` `R188888`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,368 sqft Living Area
Gross Area	3,187 sqft
1st Floor Area	2,368 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	24,903 sqft (0.572 acres)
Lot Dimensions	172 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	523 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	296 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R188888
Street Address	2330 PINE TREE TER
City	PALM HARBOR
State	FL
Zip	34683-6720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PINE TREE SUB PART REP LOT 2
Legal Range	16E
Legal Township	28S
Legal Section	18
Legal Subdivision	PINE TREE SUB PART REP
Legal Tract	71733
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2002
Census Tract	27208

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2330 PINE TREE TER, PALM HARBOR, FL 34683-6720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK OF FLORIDA NA
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 27, 2017	Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2017 · Amount on Record
Deed Sale	Jan 27, 2017 · Amount on Record
Prior Sale	Feb 20, 2013 · Amount on Record
Deed Document Number	201730461
Deed Book / Page	19499 / 1911
Prior Transfer Date	Apr 3, 2007
Prior Transfer Doc	0157341388
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2330 PINE TREE TER, PALM HARBOR, FL 34683-6720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210532240
Date	Jun 25, 2020
Book Page	21053/2240
Instrument	2020191339

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	PALM HARBOR, FL 34684

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 28, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2330 PINE TREE TER, PALM HARBOR, FL 34683-6720
Document Number	0209040946
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2330 PINE TREE TER PALM HARBOR FL 346836720, PALM HARBOR, FL 34683-6720

Mortgage

Document Number	0209040946
Date	Mar 2, 2020
Book Page	020904/000946
Instrument	70792

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 27, 2017
Property Address	2330 PINE TREE TER, PALM HARBOR, FL 34683-6720
Document Number	0194991911
Book / Page	19499 / 1911
Map Reference	MBN73 PG2
Instrument Date	Jan 12, 2017
Instrument	2017030461
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	WOLLINKA WIKLE TITLE INS AGE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,589.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2415 BENT TREE RD, 2415, PALM HARBOR, FL 34683-7704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 PINE TREE TER, PALM HARBOR, FL 34683-6720

Mortgage

Document Number	0194991912
Date	Jan 27, 2017
Book Page	19499/1912
Instrument	2017030462

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,538.00 (+5.71%) Homeowner's exemption	$341,150 (+5.99%)	$554,291 (+17.79%) Land $158,729 Building $395,562
2024	$5,239.00 (+1.59%)
2023	$5,157.00 (+2.81%) Homeowner's exemption	$321,879 (+3%)	$470,576 (+12.7%) Land $168,392 Building $302,184
2022	$5,016.00 Homeowner's exemption	$312,504	$417,563 Land $179,581 Building $237,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	19 of 22
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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